Chief Risk Officer — Remote, Board-Level Reinsurance Leader

Acturhire; United States; Remote; USD 250,000 - 550,000; Full time

Job summary

Ledgebrook seeks a Chief Risk Officer to lead risk, actuarial, and reinsurance strategy for Stonehaven Specialty Insurance Company. The CRO reports to the President and collaborates with the Board on risk governance, capital, and program oversight.

The role requires deep reinsurance, actuarial, and enterprise risk experience, with a track record in managing counterparty and collateral risks and providing board-level risk reporting.

Qualifications

• 15+ years in P&C actuarial, reinsurance, or enterprise risk with senior leadership at a carrier, fronting carrier, or reinsurer.
• Associate of the Casualty Actuarial Society.
• Direct experience structuring and negotiating reinsurance treaties, including collateralized capacity.
• Demonstrated counterparty credit and collateral risk management, including collateral verification and governance.
• Ownership of an ERM framework and ORSA with board-level risk reporting.

Responsibilities

• Draft risk appetite statement covering program, counterparty, concentration, and retained underwriting risk.
• Build and own the enterprise risk management framework and ORSA; apply a three-lines-of-defense model and risk stress testing.
• Lead actuarial function: validate bordereaux data, set expected loss ratios, monitor results, and reserve gross, ceded, and net.
• Ensure retained share and tail reinsured above treaty caps are reserved and capitalized.
• Set reinsurance strategy and ensure net retention stays within appetite.

Skills

P&C actuarial

Reinsurance

Enterprise risk

Board reporting

Counterparty risk

Education

Associate of the Casualty Actuarial Society

FCAS/CPCU/CERA/FRM (nice to have)

Job description

Ledgebrook seeks a Chief Risk Officer to lead risk, actuarial, and reinsurance strategy for Stonehaven Specialty Insurance Company. The CRO reports to the President and collaborates with the Board on risk governance, capital, and program oversight.

The role requires deep reinsurance, actuarial, and enterprise risk experience, with a track record in managing counterparty and collateral risks and providing board-level risk reporting.