Chief Credit Products Officer – Commercial & SBA

BankUnited; Miami (FL); Hybrid; USD 180,000 - 300,000; Full time

Job summary

BankUnited is seeking an Executive Director of Credit Products for Commercial and Small Business Banking in a hybrid role based in Miami Lakes, FL. The leader will set strategy, governance, and operating models to ensure high credit quality, strong risk management, and scalable processes across underwriting and portfolio management.

The role requires a track record of directing credit analysis, approvals, and lifecycle management with emphasis on risk controls, client experience, and regulatory

Qualifications

• Bachelor's degree required; advanced degree or professional designation preferred.
• Minimum 10 years of progressively responsible Commercial credit underwriting, portfolio management, or credit administration experience in a financial institution.
• Demonstrated leadership experience managing credit teams and driving performance in commercial lending or credit environment.

Responsibilities

• Leads strategic direction and operating model for Credit Products supporting Commercial and Small Business Banking.
• Provides executive leadership for credit quality, operating performance, talent management, capacity, and continuous improvement.
• Partners with business, risk, operations, legal, compliance, finance, and technology leaders to align growth with prudent credit structures and controls.
• Ensures analyses and approval packages are clear, concise, and decision-useful for senior authorities.
• Oversees portfolio management, monitoring, and escalation of elevated-risk relationships within governance frameworks.

Education

Bachelor's degree in finance, accounting, business, economics, or a related field

Advanced degree or relevant professional designation preferred

Job description

BankUnited is seeking an Executive Director of Credit Products for Commercial and Small Business Banking in a hybrid role based in Miami Lakes, FL. The leader will set strategy, governance, and operating models to ensure high credit quality, strong risk management, and scalable processes across underwriting and portfolio management.

The role requires a track record of directing credit analysis, approvals, and lifecycle management with emphasis on risk controls, client experience, and regulatory