Catastrophe Property Claims Specialist

Allstate Private Limited; Northern (KY); Hybrid; USD 66,000 - 120,000; Full time

Job summary

National General, part of The Allstate Corporation, is seeking a CAT Field Property Adjuster to inspect and adjust homeowners claims across perils. You will manage claims from inspection to resolution, using virtual tools when needed and deploying for catastrophe events nationwide.

The role requires extensive travel (up to 90%), remote work when not deployed, and strong knowledge of policy language, Xactimate, and large-loss estimation.

Qualifications

• Experience handling property insurance claims from inspection through final resolution.
• Knowledge of residential construction methods, repair practices, and property damage assessment.
• Experience interpreting insurance policies and applying coverage provisions to claim decisions.
• Familiarity with Xactimate, including estimate writing, sketching, and claim documentation.
• Farm property claims experience preferred.
• Ability to evaluate damages and develop estimates in excess of $150,000 when applicable.

Responsibilities

• Investigates, evaluates, and resolves complex homeowner property claims.
• Creates, reviews, and/or audits detailed repair estimates for residential property losses.
• Evaluates settlement alternatives while ensuring regulatory compliance and fair claims practices.
• Negotiates settlements, issues payments within authority guidelines, and documents claim activity accurately.
• Builds and maintains relationships with customers, contractors, agents, and internal partners.
• Effectively manages claim inventory and prioritizes work during catastrophe response events.
• Utilizes inspection technology and emerging tools to support investigations and service.

Skills

Complex Claims

Customer Service

Large Loss Claims

Policy Interpretation

Policy Knowledge

Property Claims

Residential Property

Xactimate

Drone Inspections

Tools

Xactimate

Job description

National General, part of The Allstate Corporation, is seeking a CAT Field Property Adjuster to inspect and adjust homeowners claims across perils. You will manage claims from inspection to resolution, using virtual tools when needed and deploying for catastrophe events nationwide.

The role requires extensive travel (up to 90%), remote work when not deployed, and strong knowledge of policy language, Xactimate, and large-loss estimation.