Senior Data Scientist - Credit Analytics & Growth

MoneyLion; San Francisco (CA); On-site; USD 170,000 - 250,000; Full time

Job summary

Plaid, the fintech data network, is hiring a Senior Data Scientist for Network Value (Credit) in San Francisco. You’ll translate ambiguous product questions into analytics projects, partner with product managers, engineers, and stakeholders, and shape Credit product strategy through rigorous analysis.

You’ll build data models and dashboards, design experiments, and contribute to growth of Plaid’s consumer network by enabling data-driven decisions across the organization.

Qualifications

• 5–8+ years of experience as a Data Scientist or in a related analytics or data‑focused role.
• Experience as a product data scientist helping grow an early‑stage or consumer‑facing product.
• Experience with experimentation, ad‑hoc analysis, and strategic insight generation in a product environment.
• Strong SQL skills and experience creating metrics that drive alignment and decision‑making with stakeholders.
• Experience driving data‑informed performance improvements for user‑facing products.
• Experience building or partnering closely on data pipelines using Airflow and dbt.
• A track record of identifying novel ways to impact a top‑line OKR and influencing stakeholders on prioritization, roadmapping, and/or execution.
• Strong communication skills and the ability to explain analytical methods, tradeoffs, and recommendations to product managers, engineers, and other cross‑functional partners.

Responsibilities

• Translate ambiguous business questions into analytics projects, decision frameworks, and measurable outcomes.
• Partner closely with product managers, engineers, and other stakeholders to define problems, shape product strategy, and execute against roadmaps.
• Translate business and product questions into clear analytics projects and dashboards.
• Perform ad‑hoc and strategic analyses that identify opportunities to improve product performance, user experiences, and business results.
• Build and maintain data models, dashboards, core metrics, OKRs, and KPIs that improve visibility into Credit’s systems and quantify progress against goals.
• Design and analyze experiments that inform feature launches, iteration, and ship decisions.
• Partner on dbt‑and Airflow‑powered data pipelines and use SQL, Python, Redshift, Databricks, and notebooks to create reliable, scalable analytics.
• Identify novel ways to influence top‑line OKRs and help stakeholders make thoughtful prioritization, roadmapping, and execution decisions.
• Over the next year, shape Credit product strategy, improve product performance and user experience, and contribute to growth of Plaid’s consumer network.

Skills

SQL

Python

Experimentation

Product analytics

Data modeling

Dashboards

Communication

Tools

Airflow

dbt

Redshift

Databricks

Job description

Plaid, the fintech data network, is hiring a Senior Data Scientist for Network Value (Credit) in San Francisco. You’ll translate ambiguous product questions into analytics projects, partner with product managers, engineers, and stakeholders, and shape Credit product strategy through rigorous analysis.

You’ll build data models and dashboards, design experiments, and contribute to growth of Plaid’s consumer network by enabling data-driven decisions across the organization.