Cash Management

Northstar Bank; White Bear Lake (MN); Presencial; USD 47.000 - 60.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical

Dental

HSA

401K

Life/AD&D

Short-term Disability

Leave programs

Vacation

Free checking

Free checks

Education benefit

Aflac plans

Descripción de la vacante

North Star Bank in White Bear Lake, MN, is seeking a full-time Cash Management professional to service business customers and perform daily critical operations. Under VP Operations, you will manage wiring files, ACH processing, remote deposits and access setup, ensuring accuracy and security.

The role emphasizes strong customer service, compliance with ACH/OFAC rules, and collaboration across departments while maintaining high data integrity and timely processing.

Formación

• Experience in bank operations, deposit and cash management.
• Knowledge of ACH, OFAC, Reg CC/E and related bank regulations.
• Experience using digital payment technologies is required.

Responsabilidades

• Daily settlement of UBB and EBA accounts.
• Verify wire transfer files via business online.
• Create wire transfer requests in UNBB's ISO 20022 UNET.web system.
• Report positive OFAC hits.
• Set up cash management customers and users in access manager.
• Assist customers with ACH files and online banking access.
• Troubleshoot remote deposit capture inquiries.
• Support the finance team with securities payments and reconciliation.
• Ensure compliance with bank policies and regulatory requirements.

Conocimientos

Attention to detail

Time management

Customer service

Communication skills

Problem solving

Independent work

Team collaboration

Multi-tasking

Computer proficiency

Educación

Post high school education in accounting principles

Bank operations knowledge

Herramientas

Word

Excel

Outlook

Fiserv Core banking system

Descripción del empleo

North Star Bank is an independent, locally owned community bank with a proud tradition of sound management and integrity. Established in 1947, we have been continuously committed to providing quality, customized banking service for personal and commercial financial needs. Whether it is assisting a newfound customer or cultivating the current relationship we provide banking solutions convenient for our customers that meets their needs. North Star Bank proudly reinvests in the neighborhoods in which you live in and continues to serve the community we’ve been part of for more than 75 years.

We are currently looking for a full-time Cash Management individual to join our team and support our company operations. Under the general direction of VP Operations, this position is responsible for servicing our cash management (business) customers and performing daily critical operation functions. Accountabilities include daily settlement of UBB and EBA accounts, verification of wire transfer files received through business online, creation of all wire transfer requests in UBB’s ISO 20022 UNET.web system, reporting of positive OFAC hits, posting of outgoing and incoming wires to customer or internal accounts, setting up cash management customers and approved users in access manager per executed contracts, assisting customers with origination of ACH files, verification and approval of ACH files submitted over the approved file limit, establishing business online user access and training them on how to use contracted services, troubleshooting remote deposit capture inquiries, periodic review of remote deposit files submitted to ensure proper usage, temporary limit adjustments to ACH, remote deposit, and mobile deposit. Reviews query reports to learn of business online exceptions and payment activities. Additional responsibilities include; Responding to specific requests during audits and examinations, compliance reviews, state banking authorities, and FDIC. Provides backup support for other deposit operation functions such as review and approval of mobile deposits, contactus emails (website) and estar emails (online banking). Supporting the finance team to include posting of securities portfolio principal and interest payments, and reconciliation of internal checking accounts. This role must understand and comply with compliance requirements that pertain to assigned activities and the following specific bank policies and procedures for wire transfer, remote deposit, ACH, digital banking, mobile deposit, and protecting customer information. Individual is responsible for ensuring compliance with all Bank policies and procedures, as well as applicable state and federal banking regulations including but not limited to: ACH Rules, BSA and OFAC requirements, Regulation D, Regulation E, Red Flag, and Regulation CC.

Skills, Abilities and What Qualities We Look For:

• Ability to work in a fast-paced environment and manage time well to complete work in established deadlines
• Motivated self-starter with a strong work ethic
• Ability to take initiative, work independently with minimal supervision or little direction, and collaborate effectively across departments
• Possesses good customer service skills and collaborative approach when working with team members
• Displays high attention to detail and accuracy in work assignments
• Ability to problem-solve and suggest solutions to situations
• Possesses strong analytical, interpersonal, organizational, and time management skills
• Ability to multi-task and prioritize
• Computer proficient and adaptable to various computer programs
• Follow established processes, guidelines, and procedures while adhering to all applicable laws and regulations
• Must have strong communication skills through excellent verbal and written correspondence, effective listening, exhibit responsiveness and have high attention to detail and follow through skills

Education and Special Requirements

• Business, math, and communication skills generally acquired through post high school education in general accounting principles, and work experience in a bank with emphasis in deposit and cash management operations
• Ability to demonstrate knowledge and business acumen in bank operations
• Experience using digital payment technologies is required
• Proficiency in Word, Excel, and Outlook to create and maintain various documents and reports and send communications to customers and bank staff
• Fiserv Core banking system preferred
• Audit background beneficial
• 1-3 years in customer service role
• 2+ years of extensive experience in bank operations environment
• Working knowledge of Excel, Microsoft Word, and Outlook
• Fiserv Core banking system beneficial
• Audit background helpful

Compensation Commensurate with experience:

The beginning hourly base pay for this position starts at $22.50. This beginning base pay represents a good faith and reasonable estimate of the minimum base range of possible compensation at the time of posting. If an applicant possesses experience, education, or other qualifications more than the minimum requirements for this posting, that applicant is encouraged to apply, and a final salary range may then be based on those additional qualifications; compensation decisions are dependent on the facts and circumstances of each case. The compensation of the finalist selected for this role will be based on a variety of factors, including but not limited to, years of experience, depth of experience, seniority, merit, education, training, and other relevant business considerations.

This position is based out of our White Bear Lake Location
North Star Bank
4661 Highway 61
White Bear Lake, MN 55110

Hours: 8:30 – 5:00 Monday - Friday (This is not a hybrid or remote position)

https://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf

https://www.dol.gov/whd/regs/compliance/posters/eppac.pdf

https://www.dol.gov/whd/regs/compliance/posters/fmluapi.pdf

Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities

North Star Bank offers a nice benefits package designed to meet the needs of our employees. Benefits include Medical, dental, health savings account (HSA), 401K & company match, Life/AD&D/Dependent Life ins., STD (Short Term Disability), MN leave programs, vacation, sick days, holidays, free checking account & free checks, free safe deposit box, & education benefit. Aflac voluntary supplemental plans are available: Hospital coverage, accident, cancer, vision, & additional life ins.