Captive Insurance and Annuity Agent

First Catholic Slovak Union; Independence (OH); On-site; USD 50,000 - 70,000; Full time

Job summary

A regional insurance company in Independence, Ohio is looking for a motivated individual to drive sales and generate leads in the insurance sector. The ideal candidate will manage client consultations, customize insurance programs, and provide assistance through the claims process. Excellent communication and a sales-oriented mindset are crucial. The role requires adherence to state licensing regulations and will involve maintaining accurate client records to ensure service excellence.

Qualifications

• State-required insurance licenses are mandatory.
• Strong sales focus to meet monthly and annual quotas is essential.
• Excellent communication skills are needed to build client relationships.

Responsibilities

• Prospect and network to generate new leads.
• Assess client risks and customize insurance programs.
• Handle policy renewals and assist with claims.

Skills

Sales skills

Customer service skills

Networking skills

Communication skills

Education

State-required insurance licenses

Job description

Key Responsibilities:

• Sales and Lead Generation: Actively prospecting, networking, and cold-calling to find new clients.
• Policy Sales & Customization: Assessing client risks and customizing insurance programs (property, casualty, life, health) to fit within the carrier's product portfolio.
• Client Consultation: Interviewing prospective clients to analyze their current financial situation and coverage gaps.
• Policy Servicing & Renewals: Handling policy renewals, updates, and endorsements to maintain customer retention.
• Claims Assistance: Acting as a liaison between the client and the insurance company, guiding policyholders through the claims process.
• Administrative Maintenance: Updating and maintaining accurate client records in company systems.

Common Job Requirements:

• Licensing: State-required insurance licenses.
• Sales Focus: Strong desire to meet or exceed monthly/annual sales quotas set by the parent company.
• Customer Service: Excellent communication skills to build long-term relationships and handle client inquiries.
• Product Knowledge: Deep understanding of the specific company’s, rules, and underwriting guidelines.