Sales Agent (Insurance)

WB Agency; Montgomery (AL); Hybrid; USD 42,000 - 65,000; Full time

Job summary

Wb Agency is seeking an Insurance Agent who will be the first point of contact for prospective clients, assessing needs and guiding them through the application process.

In this role, you will conduct client interviews, explain products and terms, coordinate with underwriting, and maintain confidential records. Flexible schedule may include evenings or weekends and a mix of field and office work.

Qualifications

• Ability to interview clients and gather comprehensive personal, financial, and medical information.
• Explain insurance products, coverage options, and policy terms clearly and accurately.
• Assess potential risks and identify factors that influence underwriting decisions.
• Complete and submit applications in compliance with policies and regulations.
• Serve as liaison between clients and underwriting to obtain information.
• Maintain accurate and confidential client records.

Responsibilities

• Meet with clients to assess insurance needs and collect application information.
• Explain products, coverage options, and policy terms clearly.
• Assess risks and factors that influence underwriting decisions.
• Submit applications in compliance with policies and regulations.
• Coordinate with underwriting to resolve questions or obtain additional information.
• Maintain accurate and confidential client records.
• Stay informed about industry trends and product updates.

Skills

Communication skills

Presentation skills

Interpersonal skills

Detail-oriented

Organizational skills

Active listening

Education

High school diploma or equivalent

Bachelor’s degree preferred

Tools

CRM software

Job description

Position Overview

The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect application information, and evaluate initial risk factors. This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting guidelines.

Key Responsibilities

• Conduct client interviews to gather personal, financial, and medical information for insurance applications.

• Explain insurance products, coverage options, and policy terms clearly and accurately.

• Assess potential risks and identify factors that may influence underwriting decisions.

• Complete and submit applications in compliance with company policies and industry regulations.

• Act as a liaison between clients and the underwriting department to resolve questions or obtain additional information.

• Maintain accurate and confidential client records.

• Stay informed about industry trends, underwriting guidelines, and product updates.

Qualifications

• High school diploma or equivalent; bachelor’s degree preferred.

• Prior experience in insurance sales, underwriting, or financial services is highly desirable.

• State insurance license (Life/Health) or ability to obtain one.

• Strong communication, presentation, and interpersonal skills.

• Detail-oriented with excellent organizational abilities.

• Proficient in using CRM software and digital applications for client management.

Work Environment

• Combination of fieldwork (meeting clients at their location) and remote/office-based work.

• May require evening or weekend availability to accommodate client schedules as needed.