Sales Agent (Insurance)

WB Agency; Charlotte (NC); On-site; USD 40,000 - 60,000; Full time

Job summary

A leading insurance agency in Charlotte is seeking an Insurance Agent to be the first point of contact for prospective clients. You'll meet clients to assess their needs, collect application information, and guide them through the insurance process. Strong communication skills and a background in insurance sales are essential for success in this role. The position offers a combination of fieldwork and office-based work, with the potential for flexible hours.

Qualifications

• High school diploma or equivalent; bachelor’s degree preferred.
• Prior experience in insurance sales, underwriting, or financial services is highly desirable.
• State insurance license (Life/Health) or ability to obtain one.

Responsibilities

• Conduct client interviews to gather information for insurance applications.
• Explain insurance products and policy terms clearly and accurately.
• Assess potential risks influencing underwriting decisions.
• Complete applications in compliance with company policies.

Skills

Strong communication skills

Detail-oriented

Organizational abilities

Interpersonal skills

Proficient in CRM software

Education

High school diploma or equivalent

Bachelor’s degree

Tools

CRM software

Job description

Position Overview

The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect application information, and evaluate initial risk factors. This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting guidelines.

Key Responsibilities

• Conduct client interviews to gather personal, financial, and medical information for insurance applications.
• Explain insurance products, coverage options, and policy terms clearly and accurately.
• Assess potential risks and identify factors that may influence underwriting decisions.
• Complete and submit applications in compliance with company policies and industry regulations.
• Act as a liaison between clients and the underwriting department to resolve questions or obtain additional information.
• Maintain accurate and confidential client records.
• Stay informed about industry trends, underwriting guidelines, and product updates.

Qualifications

• High school diploma or equivalent; bachelor’s degree preferred.
• Prior experience in insurance sales, underwriting, or financial services is highly desirable.
• State insurance license (Life/Health) or ability to obtain one.
• Strong communication, presentation, and interpersonal skills.
• Detail-oriented with excellent organizational abilities.
• Proficient in using CRM software and digital applications for client management.

Work Environment

• Combination of fieldwork (meeting clients at their location) and remote/office-based work.
• May require evening or weekend availability to accommodate client schedules as needed.