Business Strategy Analyst/Data Scientist

Southern Auto Finance Company, LLC.; Pompano Beach (FL); On-site; USD 55,000 - 80,000; Full time

Job summary

Southern Auto Finance Company, LLC. is seeking a Business Strategy Analyst / Data Scientist in Pompano Beach to leverage advanced SQL and analytics to improve servicing strategies and portfolio performance.

The role is 100% on-site, collaborating with executive leadership and servicing management to turn data into actionable business decisions. The ideal candidate has 0–5 years of experience, a quantitative degree, and strong SQL/Excel skills.

Qualifications

• Bachelor's degree in a quantitative field.
• Advanced SQL proficiency required.
• Advanced Microsoft Excel required.
• Strong analytical and problem‑solving abilities.
• Ability to interpret data and develop practical recommendations.
• Attention to detail and data accuracy.
• Clear written and verbal communication.
• Ability to explain technical concepts to non‑technical audiences.
• Ability to manage multiple assignments in a fast‑paced environment.
• Curiosity, initiative, and a genuine interest in using data to improve business performance.

Responsibilities

• Analyze loan portfolio performance, including delinquency trends, roll rates, payment behavior, recoveries, and charge-offs.
• Use advanced SQL to combine, clean, validate, and analyze data from multiple systems.
• Develop analytical and statistical models to identify patterns, predict outcomes, and support business decisions.
• Segment customers based on risk, payment behavior, and account characteristics to support targeted servicing strategies.
• Build and maintain reports, dashboards, visualizations, and performance‑monitoring tools.
• Identify opportunities to automate servicing and collections workflows.
• Evaluate existing processes to uncover inefficiencies, bottlenecks, and improvement opportunities.
• Design, implement, and analyze A/B tests for new servicing strategies and customer‑treatment approaches.
• Evaluate collector productivity, outreach strategies, and campaign performance.
• Develop recommendations to improve collections effectiveness, operational efficiency, and portfolio performance.
• Respond to ad hoc data and analysis requests from executive leadership.
• Partner with business leaders to gather requirements and lead analytical or process‑improvement projects.
• Ensure the accuracy, consistency, and integrity of data across reporting environments.
• Prepare presentations that clearly communicate findings, recommendations, and results.
• Translate complex analytical findings into practical insights for non‑technical stakeholders.

Skills

Advanced SQL

Advanced Excel

Analytical skills

Problem solving

Data interpretation

Education

Quantitative degree

Tools

Power BI

Tableau

Python

Job description

Business Strategy Analyst/Data Scientist

Pompano Beach, Florida | Full-Time | 100% On-Site
Salary Range: $55,000–$80,000

Are you a recent graduate with strong analytical skills and advanced SQL knowledge? Are you ready to use data, mathematics, and modeling to solve real business problems?

Southern Auto Finance Company (SAFCO) is seeking a Business Strategy Analyst / Data Scientist to help strengthen our servicing strategies, improve operational performance, and turn complex data into practical business decisions.

New and recent graduates are strongly encouraged to apply. Professional experience is welcome but not required. We are especially interested in candidates who have developed advanced analytical skills through academic coursework, internships, research projects, or professional experience.

Important Work Requirements—Please Read Before Applying

This is a 100% in-office position, five days per week, at our Pompano Beach, Florida headquarters.

Remote and hybrid arrangements are not available.

Candidates must live within a reasonable commuting distance or be willing to relocate.

Advanced SQL proficiency is required.

At SAFCO, we believe a finance company should exist to help customers build a better tomorrow. For more than 30 years, we have provided responsible auto financing solutions while creating opportunities for our customers, dealer partners, and employees.

As SAFCO continues to grow, we are investing in stronger analytics, smarter servicing strategies, and more efficient operational processes. This role offers a motivated analyst the opportunity to work with meaningful data, solve challenging problems, and directly influence business performance.

What You’ll Do

You will work closely with executive leadership and servicing management to improve performance throughout SAFCO’s servicing and collections organization.

Your responsibilities will include:

• Analyze loan portfolio performance, including delinquency trends, roll rates, payment behavior, recoveries, and charge-offs
• Use advanced SQL to combine, clean, validate, and analyze data from multiple systems
• Develop analytical and statistical models to identify patterns, predict outcomes, and support business decisions
• Segment customers based on risk, payment behavior, and account characteristics to support targeted servicing strategies
• Build and maintain reports, dashboards, visualizations, and performance‑monitoring tools
• Identify opportunities to automate servicing and collections workflows
• Evaluate existing processes to uncover inefficiencies, bottlenecks, and improvement opportunities
• Design, implement, and analyze A/B tests for new servicing strategies and customer‑treatment approaches
• Evaluate collector productivity, outreach strategies, and campaign performance
• Develop recommendations to improve collections effectiveness, operational efficiency, and portfolio performance
• Respond to ad hoc data and analysis requests from executive leadership
• Partner with business leaders to gather requirements and lead analytical or process‑improvement projects
• Ensure the accuracy, consistency, and integrity of data across reporting environments
• Prepare presentations that clearly communicate findings, recommendations, and results
• Translate complex analytical findings into practical insights for non‑technical stakeholders

What You’ll Bring

• Bachelor’s degree in Mathematics, Statistics, Data Science, Business Analytics, Finance, Engineering, Computer Science, Economics, or a related quantitative field
• Advanced SQL skills
• Advanced Microsoft Excel skills
• Strong analytical, mathematical, and problem‑solving abilities
• Ability to interpret data, recognize meaningful patterns, and develop practical recommendations
• Strong attention to detail and commitment to data accuracy
• Clear, professional written and verbal communication skills
• Ability to explain technical concepts to non‑technical audiences
• Ability to manage multiple assignments in a fast‑paced environment
• Curiosity, initiative, and a genuine interest in using data to improve business performance

New Graduates Welcome

This opportunity is open to candidates with 0–5 years of experience, including new graduates entering the analytics or data science profession.

Relevant experience may come from:

• College coursework or capstone projects
• Internships or cooperative education programs
• Academic or independent research
• Data‑analysis or modeling competitions
• Prior professional experience in analytics, finance, operations, or business intelligence
• Candidates should be prepared to discuss or demonstrate projects involving SQL, statistical analysis, mathematical modeling, data visualization, or business problem‑solving.

Preferred Qualifications

• Strong academic background in mathematics, statistics, econometrics, predictive modeling, or quantitative analysis
• Experience developing statistical, predictive, or optimization models
• Proficiency with Python or a similar analytical programming language
• Knowledge of regression, classification, forecasting, clustering, or other quantitative methods
• Experience with ETL processes, data pipelines, or data‑engineering tools
• Data visualization experience using Power BI, Tableau, or a similar platform
• Experience with process improvement, workflow analysis, or automation
• Financial services, lending, servicing, or collections exposure
• Experience supporting strategy, operations, or performance‑improvement initiatives

Turn Opportunity into Prosperity.

At SAFCO, you will have the opportunity to:

• Work directly with executive leadership on high‑impact business initiatives
• Apply your technical and academic knowledge to real operational challenges
• Gain broad exposure to portfolio analytics, servicing strategy, and business operations
• Help shape the future of SAFCO’s analytics and collections capabilities
• Build new models, reports, tools, and processes from the ground up
• Develop valuable experience in a visible role with meaningful growth potential
• Join a collaborative, performance‑focused environment that values new ideas and continuous improvement

If you have advanced SQL skills, a strong quantitative foundation, and the drive to turn data into better business decisions, we encourage you to apply—even if you are just beginning your career.

SAFCO is an equal opportunity employer and a drug‑free workplace. We do not accept unsolicited resumes or referrals from third‑party recruiting firms or agencies.