Business Loan Specialist

WESTconsin Credit Union; Hudson (WI); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

401(k) Match

Paid Time Off

Paid Holidays

Student Loan Repayment

Job summary

WESTconsin Credit Union in Wisconsin seeks an experienced professional to manage commercial lending activities, from documentation to underwriting and portfolio support. You will work onsite with potential for hybrid work after training and build strong member relationships.

The role requires knowledge of lending regulations, notary, and a track record in business lending. Join a community-focused team committed to financial wellness and service excellence.

Qualifications

• Bachelor’s degree in Business, Finance or equivalent experience preferred.
• 1 year of related specialized training and/or lending experience required.
• Thorough knowledge of lending regulations and credit underwriting.
• Notary required.

Responsibilities

• Prepares and reviews loan documentation for business loans per policy.
• Reviews credit presentations to ensure proper approvals and action items.
• Uses core system and department software to manage loans and collateral releases.
• Develops and maintains relationships with members through Business Loan Officer Teams.
• Participates in credit/risk management, portfolio management, and servicing of the portfolio.
• Ensures compliance with lending policies and procedures.
• Collaborates with other WESTconsin team members to meet member lending and cash management needs.
• Identifies options, evaluates solutions, and works across departments to support member needs.
• Responds to internal and external member questions and concerns.
• Reviews paid loans and releases collateral as necessary.
• Assists Business Loan Officers to operate in compliance with laws and regulations.

Skills

Credit underwriting

Regulatory knowledge

Relationship building

Education

Bachelor’s degree in Business or Finance

Tools

Core banking software

Job description

At WESTconsin Credit Union, we believe in the power of people helping people. Our mission is to give members, communities, and one another the inspiration, resources, and support to achieve financial wellness. We fulfill our mission by creating a positive impact in our members' lives by providing trusted financial services and building lasting relationships. If you're looking to work for an organization where your contributions matter, where teamwork and community are at the heart of everything we do, and where you can grow in a dynamic, supportive culture—then you're in the right place! We’re more than just a credit union; we strive to make a real difference. Ready to make an impact? Let’s grow together!

This position will office out of our Hudson, River Falls, or Menomonie location. Training for this position will require the applicant to be onsite. Once fully trained, there is an opportunity for a hybrid work arrangement.

What You’ll Be Doing

• Prepares and reviews loan documentation for all types of business loans, renewals, and amendments according to business loan policies and procedures
• Reviews credit presentations to assure that the credit has been presented to all the proper approval authorities, and addresses items identified as requiring further action to properly document the loan
• Utilizes core system and other department software in an accurate manner to prepare, build, review, and maintain business loans including release of collateral
• Develop and maintain strong relationships with existing and prospective Members through respective Business Loan Officer Teams
• Participate in overall credit/risk management, portfolio management, and servicing of assigned portfolio, including but not limited to loan renewals, annual reviews, and additional lending requests
• Ensures compliance with lending policies and procedures
• Actively collaborates with other WESTconsin Team Members to help meet Members' specific commercial lending, commercial real estate lending, business lending, and deposit and cash management needs through referral efforts and member relationship building
• Identifies options, evaluates solutions, anticipates concerns, addresses issues professionally, influences others constructively, and works collaboratively across departments to support Member needs and organizational goals
• Responds to internal and external member questions, concerns, and complaints
• Reviews paid loans and processes requests to release collateral as necessary
• Assists Business Loan Officers to operate in compliance with laws and regulations and adhere to lending compliance requirements

What You’ll Need To Be Successful

• Bachelor’s degree in Business, Finance or equivalent experience preferred
• 1 years of related specialized training and/or lending experience required
• Thorough knowledge of lending regulations and credit/underwriting, and commercial loan document practices
• Notary required

Why Choose WESTconsin

• Health, Dental, and Vision Insurance Plans
• Annual Healthy Living Fund Contribution
• Student Loan Repayment Program
• Competitive Pay
• Impressive 401(k) Contribution and Match Plan
• Paid Time Off Accrual
• 11 Paid Holidays

Visit WESTconsin Careers

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.