Business Loan Assistant

Fidelity Bank; Royal Park (NC); Presencial; USD 42 000 - 66 000; Tempo integral

Resumo da oferta

Fidelity Bank in Lexington, NC is seeking a Business Loan Assistant to support the loan officer and handle documentation, data entry, and client communications.

You will help with loan approvals, closings, collections on delinquencies, and portfolio management, requiring attention to detail and strong MS Word/Excel skills.

The role emphasizes compliance with FDIC and bank guidelines in a collaborative team environment.

Qualificações

• High school diploma or GED with banking experience or equivalent.
• Strong MS Word and Excel skills, with attention to detail.
• Ability to communicate clearly and respond to inquiries promptly.

Responsabilidades

• Enter customer and loan information into the loan documentation system accurately.
• Assist with loan closing, packaging, and post-closing duties.
• Follow up on document exceptions and assist with past due collections.
• Support loan processing items, including title searches, appraisals, and income verifications.
• Help prepare new loan requests and loan renewals; participate in portfolio management.

Conhecimentos

MS Word

Excel

Detail orientation

Analytical ability

Communication skills

Telephone skills

Formação académica

High school diploma or GED

Bachelor’s degree (preferred)

Ferramentas

Loan documentation system

Descrição da oferta de emprego

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Business Loan Assistant

Regular Full-Time Professional Lexington, NC, US

4 days ago Requisition ID: 2739

SUMMARY:

This position is responsible for assisting the loan officer in all loan related duties. This includes preparing and processing all loan approval and closing documents, clearing any loan deficiencies, contacting clients regarding necessary documents, collecting past dues, reviewing loan reports, and resolving customer account issues. This position is accountable for ensuring all loan documentation is in compliance with FDIC and Bank guidelines. In addition, this position helps with the preparation of new loan requests including data input, gathering financial information from customers and reviewing analysis for accuracy. This position may help with the preparation of loan renewals and modifications as well as portfolio management.

PRINCIPAL ACCOUNTABILITIES:

Time: Description:

20% Accurately and efficiently enter customer and loan information into the Banks loan documentation system. Ensure loans submitted are documented properly and the files contain all required information and documents.

20% Assist with loan closing process: loan packaging, closing, and post-closing duties.

15% Follow up on any document exceptions. Keep document exceptions to a minimum.

10% Assist with past due collections efforts.

15% Assist with loan processing items. Order property title searches and appraisals when appropriate. Order and review flood determinations. Request and review required income verifications. Submit appropriate and accurate attorney instruction letters and loan commitment letters.

10% Help with the preparation of new loan requests including data input, gathering financial information from customers and reviewing analysis for accuracy.

10% Help with the preparation of loan renewals and modifications as well as portfolio management.

BASIC QUALIFICATIONS:

High school diploma or GED with 3 years banking experience or an equivalent combination of education and experience.

ADDITIONAL QUALIFICATIONS:

• Strong MS Word, Excel and detail oriented.
• Moderate analytical ability required to: Review customer information against established credit criteria, perform basic mathematical calculations, research and respond to customer inquiries promptly and accurately.
• Must have the ability to effectively communicate.
• Strong and demonstrated verbal, written, and listening skills are required.
• Professional telephone skills and manners.

PREFERRED QUALIFICATIONS:

Bachelor’s degree and previous loan processing and/or credit experience.

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job.

They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified.

Affirmative Action/Equal Opportunity Employer