Business Compliance, Sr. Analyst

Enova International; Chicago (IL); Hybrid; USD 65,000 - 85,000; Full time

Benefits offered by this job

Health, dental, vision insurance

401(k) matching

PTO & paid holidays

Sabbatical program

Summer hours

Paid parental leave

DEI groups

Employee recognition program

Charitable matching & volunteer day

Job summary

Enova International is seeking a Business Compliance Sr. Analyst to join the Strategy & Operations team in Chicago. You will monitor compliance across the product portfolio, address state and federal requirements, and work cross-functionally to align business and regulatory needs.

This role emphasizes data-driven problem solving, process improvement, and stakeholder communication. Hybrid work Tue-Thu in the office with remote options on Mon and Fri, and a competitive benefits package.

Qualifications

• 2+ years’ experience in reviewing and negotiating compliance matters.
• Bachelor’s degree in Business, Finance, or related field.
• Strong analytical and problem-solving abilities.

Responsibilities

• Identify production or compliance exceptions and resolve or escalate as needed.
• Gain expertise in product offerings, state compliance, and funding processes.
• Create and manage processes to ensure compliance with internal and regulatory guidelines.
• Assist with ad hoc data requests for external and third-party audits.
• Coordinate with legal, compliance, product, and management teams and provide status updates.

Skills

Analytical thinking

Communication skills

Collaboration

Regulatory compliance

Problem solving

Education

Bachelor's degree in Business/Finance

Tools

SQL

Excel

Dashboarding tools

Job description

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.

About the Role:

As a Business Compliance Sr. Analyst within the Strategy & Operations team, you will play a vital role in supporting one of Enova's core businesses. Your responsibilities will revolve around monitoring and supervision across our diverse product portfolio, addressing unique regulatory and business requirements in various states. You'll collaborate cross-functionally to align business and compliance needs, proactively identify and prevent customer incidents, and contribute to customer remediation efforts.

Responsibilities:

• Proactively identify production or compliance exceptions, assess their impact on the business and customers, and resolve them or elevate to the management team as necessary.
• Gain expertise in product offerings, brand, state compliance matrix, transactional logic, and funding/payment processes, and document this knowledge.
• Utilize your subject matter expertise to create and manage processes and monitoring systems that ensure compliance with internal and regulatory guidelines for products, technology, and processes.
• Assist with ad hoc data requests related to external and third-party business audits.
• Drive communication across key stakeholders groups, including legal, compliance, product, and management team as needed. Manage intake of requests and provide appropriate status updates.

Requirements:

• 2+ years’ experience in reviewing and negotiating compliance matters, encompassing state and federal regulations, industry standards, and internal policies
• Bachelor's degree in Business, Finance, or a related field
• Strong analytical and problem-solving abilities
• Ability to collaborate effectively in both team and independent settings
• Excellent written and verbal communication skills
• Familiarity with dashboarding tools, SQL and Excel is a plus

Compensation:

• The budgeted annual salary range for this position is $65,400 - $85,000. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus. All full-time employees are eligible to participate in Company benefits, described in more detail here.

Hybrid Work Arrangement:

• Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
• Health, dental, and vision insurance including mental health benefits
• 401(k) matching plus a roth option (U.S. Based employees only)
• PTO & paid holidays off
• Sabbatical program (for eligible roles)
• Summer hours (for eligible roles)
• Paid parental leave
• DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
• Employee recognition and rewards program
• Charitable matching and a paid volunteer day…Plus so much more!

About Enova

Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions.

Being a values-driven organization is at the core of Enova’s success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova’s values and culture here.

It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law.

For government reporting purposes, we ask candidates to respond to the below self-identification survey. Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiringprocess or thereafter. Any information that you do provide will be recorded and maintained in aconfidential file.

As set forth in Enova International’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection.As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measurethe effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categoriesis as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.