Business Banking Portfolio & Credit Analyst

UMB Financial Corporation; Aurora (CO); On-site; USD 68,000 - 100,000; Full time

Benefits offered by this job

Paid Time Off

401(k) matching program

Annual incentive pay

Medical, dental, vision insurance

Tuition reimbursement

Job summary

UMB Financial Corporation is seeking a Portfolio Manager - BBBLC to assist Business Banking and Practice Finance officers in portfolio management for loans typically over $500,000. You will analyze financials, underwrite renewals and credit reviews, and support relationship managers across multiple states.

The role requires a Bachelor’s degree with accounting hours and at least 1+ year of Business Loan experience, plus credit analysis.

Qualifications

• Bachelor’s Degree in Business, Accounting, Finance or related area, with at least 6 hours of accounting.
• 1+ year in Business Loan experience (up to $5MM) and 1+ year credit analysis experience.
• Equivalent combination of education and experience acceptable.

Responsibilities

• Analyze business and personal financial statements and perform financial spreading.
• Present solutions to credit structure, covenants, and reporting requirements to the Underwriter.
• Monitor portfolio for loan exceptions, covenants, past dues, and servicing actions.
• Provide risk guidance on watch list credits across multi-state footprint.
• Address complaints, resolve documentation and covenant violations.

Skills

Credit decision making

Financial analysis

Credit memo writing

Communication

Independent work

Education

Bachelor’s degree in Business/Accounting/Finance

Tools

Excel

Word

Job description

UMB Financial Corporation is seeking a Portfolio Manager - BBBLC to assist Business Banking and Practice Finance officers in portfolio management for loans typically over $500,000. You will analyze financials, underwrite renewals and credit reviews, and support relationship managers across multiple states.

The role requires a Bachelor’s degree with accounting hours and at least 1+ year of Business Loan experience, plus credit analysis.