Business Banking Portfolio Analyst

U.S. Bank; Chicago (IL); Hybrid; USD 125,000 - 150,000; Full time

Job summary

An established industry player is seeking a detail-oriented Portfolio Analyst to join their Business Banking Analytics team. In this pivotal role, you will leverage your analytical skills to uncover trends and provide insights that drive strategic decision-making. You will work on portfolio segmentation and collaborate with various teams to enhance business strategies. This position offers a hybrid work schedule, allowing flexibility while ensuring you remain engaged with your team. If you are passionate about data and thrive in a dynamic environment, this opportunity is perfect for you.

Benefits

Healthcare (medical, dental, vision)

401(k) and employer-funded retirement plan

Paid vacation

Short-term and long-term disability

Adoption assistance

Paid holiday opportunities

Sick and Safe Leave

Parental leave

Qualifications

• 4-5 years of experience in statistical and data analytics.
• Experience in portfolio analysis within a large financial institution.

Responsibilities

• Identify segments, trends, and opportunities for growth.
• Collaborate with business teams for portfolio analyses.

Skills

Statistical Analysis

Data Analytics

Portfolio Analysis

SQL

Python

Power BI

Tableau

Problem-Solving

Communication Skills

Education

Bachelor's Degree in a Related Field

Tools

SQL

Python

Power BI

Tableau

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

We are seeking an analytical and detail-oriented Portfolio Analyst to join our Business Banking Analytics team. This individual contributor role offers the opportunity to drive meaningful insights and strategies by working on portfolio segmentation and addressing strategic business questions. The ideal candidate is data-driven, understands the intricacies of navigating a large financial institution and excels at uncovering trends that inform portfolio management and decision-making.

Responsibilities Summary

• Responsible for working on analytics projects that identify segments, trends, and opportunities for growth and optimization
• Collaborated with the business teams to address strategy-related questions and perform portfolio analyses
• Help the business develop and maintain robust models and frameworks for portfolio segmentation that align with business objectives
• Identifies, analyzes and interprets trends or patterns in complex data to provide answers to business questions as well as provide recommendations for action
• Interprets data and analyze results using various statistical techniques and tools
• Presents data and analysis in a clear and concise manner allowing the audience to quickly understand the results and recommendations so they activate upon them and make data driven decisions
• Measures and monitors results of applied recommendations and present adjustments
• Ensures all data acquisition, sharing and results of applied recommendations are compliant with company standards

Basic Qualifications
- Bachelor's degree in a related field, or equivalent work experience
- Four to five years of statistical and/or data analytics experience Preferred Skills/Experience

• Proven experience in portfolio analysis, preferably within a large financial institution
• Strong analytical skills, with the ability to interpret and present complex data and translate it into actionable insights
• Proficiency in data anlysis tools and technologies like SQL, Python, Powe BI, Tableau, or similar platforms
• Solid understanding of modelling, segmentation techniques and portfolio management principles
• Excellent organizational and problem-solving skills with a keen attention to detail
• Demonstrated project management skills
• Effective interpersonal, verbal and written communication skills to navigate diverse stakeholders from product, tech, analytics and risk

Location Expectations

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants .

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $92,820.00 - $109,200.00 - $120,120.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.