Business Banking Division Manager - Central Kentucky

Stock Yards Bank & Trust; Brighton (KY); On-site; USD 95,000 - 140,000; Full time

Benefits offered by this job

Office environment

Job summary

Stock Yards Bank & Trust seeks a Business Banking Division Manager to lead a team of Business Bankers in delivering relationship management and new business development for clients and prospects in the market area.

The role focuses on identifying, soliciting, servicing and coordinating a broad range of financial products, while proactively developing client relationships and delivering high-level relationship management.

Qualifications

• Bachelor’s degree in business, accounting, finance or banking or equivalent training.
• 10+ years banking experience with 5 years in commercial lending.
• 2+ years of leadership experience.

Responsibilities

• Lead a team of Business Bankers delivering relationship management and new business development.
• Provide mentorship in credit underwriting, product delivery and new business development.
• Oversee sales and relationship management, monitor performance and growth.
• Evaluate loan requests and approve credits within authority.
• Make credit recommendations to Executive Management.
• Analyze clients’ financial condition to determine credit capacity.
• Negotiate credit terms to manage risk and returns.

Skills

Credit underwriting

Business development

Supervisory skills

Relationship management

Communication skills

Microsoft Office

Education

Bachelor’s degree or equivalent

Job description

Job Title

Business Banking Division Manager

FLSA Status

Exempt

Department

Business Banking

Hours of Operation

Monday – Friday, 7:30am – 5:30pm, Weekends as necessary

General Job Summary

Lead a team of Business Bankers in the delivery of relationship management and new business development for clients and prospects in your Market area.

Responsible for identifying, soliciting, servicing, delivering and coordinating the delivery of a broad range of financial products and services. Proactively develop new client relationships and deliver exceptional, high-level relationship management to clients and prospects.

Organizational Duties and Responsibilities

• Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
• Supports all functions that maintain compliance with regulatory agencies.

Essential Duties and Responsibilities

• Serves as a Manager/Lender, supporting a team of Business Bankers in the delivery of a broad range of financial products and services to clients and prospects
• Provides a team of Business Bankers with direct support and mentoring in all facets of credit underwriting, product delivery and new business development
• Leads Business Bankers in the execution of proper sales and relationship management techniques, oversee performance, provide appropriate feedback and support their growth
• Evaluates loan requests and approve credits within approved authority
• Make credit recommendations to Executive Management
• Analyzes financial condition of clients and prospects to determine capacity for credit obligations
• Negotiates credit terms and conditions to properly manage the Bank’s exposure to risk and ensure sufficient return

Other Functions

• Serves on internal Bank committees for review of policies and procedures
• Supports Bank’s commitment to community involvement by serving on external charitable board of directors and by attending functions

Working Conditions

Works in an office environment, occasional travel as needed

Minimum Job Requirements

Education

Bachelor’s degree, preferably with a concentration in business, accounting, finance or banking/or equivalent education and related training. Will consider equivalent, applicable years of experience

Experience

• 10+ years banking experience with 5 years in commercial lending capacity
• 2+ years of leadership experience

Specific Skills

• Sound credit underwriting skills
• Strong business development skills
• Strong supervisory skills
• Strong interpersonal, sales and relationship management skills
• Strong written, verbal and communication skills
• Working knowledge of Microsoft Office desktop applications

Supervisory Responsibility

This position is responsible for managing/directing the Commercial Lending department

Physical Requirements

The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Primarily sedentary work performed in an office environment
• Ability to sit for extended periods of time while working at a computer
• Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
• Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
• Visual acuity sufficient to read computer screens, printed documents, and financial data
• Occasional standing, walking, bending, or reaching
• Ability to lift and carry up to 10–15 pounds occasionally (e.g., files, office supplies)