Commercial Banking Relationship Manager - Downtown Cincinnati

Stock Yards Bank & Trust; Cincinnati (OH); Hybrid; USD 70,000 - 95,000; Full time

Job summary

Stock Yards Bank & Trust is seeking a Commercial Banking Relationship Manager to oversee a loan portfolio and develop new business in Cincinnati. The role combines client service with credit analysis and loan structuring.

The position requires a BA/BS in business or finance and at least two years in Commercial Lending, plus strong communication and professional presence. This is a full-time role with flexible start times and around 45 hours per week.

Qualifications

• Minimum two years of experience in Commercial Lending.
• Excellent communication and presentation skills.
• Knowledge of lending services, bank products and regulatory policy.

Responsibilities

• Solicit business from prospective customers and existing clients.
• Evaluate loan requests and approve loans within authority or make recommendations to management.
• Analyze financial and credit condition of applicants to determine repayment ability.
• Negotiate credit terms and conditions.
• Service and retain existing customer base.

Skills

Commercial Lending

Communication skills

Business development

Professional appearance

Education

BA/BS in business/finance

Job description

Job Title: Commercial Banking Relationship Manager

FLSA Status: Exempt

Department: Commercial Banking

Hours of Operation: Full-Time (flexible start time), approx. 45 hours per week

General Job Summary:

Oversees and manages commercial loan portfolio and develops new business.

Organizational Duties and Responsibilities:

• Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
• Supports all functions that maintain compliance with regulatory agencies.

Essential Duties and Responsibilities:

• Solicit business from prospective customers and current customer base
• Evaluate loan requests and approve loans within authority or make loan recommendations to management
• Analyze financial and credit condition of applicants and determine loan payment capabilities
• Negotiate credit terms and conditions
• Service and retain existing customer base

Minimum Job Requirements:

Education:

BA/BS in business, finance or related field

Experience:

• Minimum of two years of experience in Commercial Lending
• Proven ability to develop and retain business
• Good communication skills
• Professional appearance and demeanor
• Knowledge of lending services and bank products
• Knowledge of loan, bank and regulatory policy
• Ability to analyze loan requests and determine borrowing need and repayment sources

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Primarily sedentary work performed in an office or remote office environment
• Ability to sit for extended periods of time while working at a computer
• Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
• Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
• Visual acuity sufficient to read computer screens, printed documents, and financial data
• Occasional standing, walking, bending, or reaching
• Ability to lift and carry up to 10–15 pounds occasionally (e.g., files, office supplies)