Commercial Banking Division Manager - Indianapolis

Stock Yards Bank & Trust; Indianapolis (IN); On-site; USD 120,000 - 180,000; Full time

Job summary

Stock Yards Bank & Trust is seeking a Commercial Banking Division Manager to lead a team of Commercial Lenders in delivering a broad range of financial products and services. The role focuses on relationship management, new business development, and credit underwriting within the market area.

The ideal candidate will have 10+ years in banking with 5 years in commercial lending and at least 2 years of leadership experience, plus strong supervisory and communication skills.

Qualifications

• Bachelor's degree in business, finance or banking or related field
• 10+ years banking experience with 5 years in commercial lending
• 2+ years of leadership experience
• Strong credit underwriting and relationship management capabilities

Responsibilities

• Serves as a Manager/Lender supervising a team of Commercial Lenders
• Mentors in credit underwriting, product delivery and new business development
• Leads sales and relationship management efforts to grow client base
• Evaluates loan requests and approves credits within authority
• Negotiates terms to manage bank risk and return

Skills

Credit underwriting

Business development

Supervisory experience

Relationship management

Communication skills

MS Office proficiency

Education

Bachelor's degree in business/finance/banking

Tools

Microsoft Office

Job description

Job Title: Commercial Banking Division Manager

FLSA Status: Exempt

Department: Commercial Lending

Hours of Operation: 40 hours minimum per week

General Job Summary:

Lead a team of Commercial Lenders in the delivery of relationship management and new business development for clients and prospects in your Market area. Responsible for identifying, soliciting, servicing, delivering and coordinating the delivery of a broad range of financial products and services. Proactively develop new client relationships and deliver exceptional, high-level relationship management to clients and prospects.

Organizational Duties and Responsibilities:

• Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
• Supports all functions that maintain compliance with regulatory agencies.

Essential Duties and Responsibilities:

• Serves as a Manager/Lender, supporting a team of Commercial Lenders in the delivery of a broad range of financial products and services to clients and prospects
• Provides a team of Commercial Lenders with direct support and mentoring in all facets of credit underwriting, product delivery and new business development
• Leads Commercial Lenders in the execution of proper sales and relationship management techniques, oversee performance, provide appropriate feedback and support their growth
• Evaluates loan requests and approve credits within approved authority
• Make credit recommendations to Executive Management
• Analyzes financial condition of clients and prospects to determine capacity for credit obligations
• Negotiates credit terms and conditions to properly manage the Bank’s exposure to risk and ensure sufficient return

Other Functions:

• Serves on internal Bank committees for review of policies and procedures
• Supports Bank’s commitment to community involvement by serving on external charitable board of directors and by attending functions

Minimum Job Requirements:

Education: Bachelor's degree, preferably with a concentration in business, accounting, finance or banking/or equivalent education and related training (will consider equivalent, applicable years of experience)

Experience:

• 10+ years banking experience with 5 years in commercial lending capacity.
• 2+ years of leadership experience

Specific Skills:

• Sound credit underwriting skills
• Strong business development skills
• Strong supervisory skills
• Strong interpersonal, sales and relationship management skills
• Strong written, verbal and communication skills
• Working knowledge of Microsoft Office desktop applications

Supervisory Responsibility: This position is responsible for managing/directing a Commercial Lending department

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Primarily sedentary work performed in an office environment
• Ability to sit for extended periods of time while working at a computer
• Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
• Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
• Visual acuity sufficient to read computer screens, printed documents, and financial data
• Occasional standing, walking, bending, or reaching
• Ability to lift and carry up to 10-15 pounds occasionally (e.g., files, office supplies)