Business Banker II

S&T Bank; West Chester, Philadelphia (Chester County, Philadelphia County); On-site; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a dedicated professional to enhance banking relationships and drive business growth. This role involves engaging with customers to understand their financial needs, analyzing data for optimal account structures, and actively promoting the bank's products and services. The ideal candidate will possess strong interpersonal skills and a proven track record in business development, with a commitment to teamwork and community involvement. If you are passionate about building lasting relationships and making a significant impact in the banking sector, this opportunity is perfect for you.

Qualifications

• Requires a four-year college degree or equivalent, plus specialized training in Finance/Accounting.
• Minimum of five years specialized experience in credit/lending.

Responsibilities

• Develop banking relationships with customers to generate new business.
• Collect and analyze financial data to meet customer needs.
• Participate in community affairs to promote the bank’s image.

Skills

Interpersonal Skills

Financial Data Analysis

Business Development

Customer Relationship Management

Education

Bachelor's Degree in Finance/Accounting

Job description

Additional hours as needed to fulfill the needs of the department.

Function: Assumes direct responsibility for the development of banking relationships with respect to all business lines for assigned market and customers and prospective customers to develop new business and retain existing business through promotion of products and services.

Duties and Responsibilities:

1. Interviews customers and prospective customers and prepares documentation to acquire information concerning a customer's business needs, abilities, and earnings for all business lines including:
1. Collecting and analyzing financial data for proper account structure.
2. Maintaining aggressive calling program for new and existing customers.
3. Assisting other Regional Managers in generating business.
4. Attending and participating in community affairs to promote the bank’s image.
2. Maintains a close working relationship with branch managers in order to develop new business.
3. Develops and maintains a network of referral professionals such as attorneys, realtors, and other centers of influence.
4. Calls on new prospects as referred from all other areas of the bank, as well as courthouse lists, referrals from prospects, and prospect lists.
5. Carries out a variety of business development activities to identify bank prospects.
6. Receives and responds to various customer questions and solves customer problems.
7. Maintains a good working relationship with bank employees. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
8. Assumes additional responsibilities as required.

Physical Demands:

Operates a keypad device: 40% of the week. Operates electronic equipment: 20% of the week; operates office equipment: 10% of the week. Travels: 30% of the week. The primary parts of the body involved in performing these tasks are the fingers, thumbs, hands, wrists, elbows, legs, lower and upper torso, and feet. Standing is required. Sitting is required. Walking is required. Physical demands include travel by car to see customers, inspect construction sites, land developments, etc. Lenders also travel out of state to inspect projects, construction sites and meet customers. Requires the use of manual dexterity skills for typing and data entry up to 40% of the business day. Specific vision requirements include close vision of 18”-20” for computer work. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Education: Requires a four-year college degree or equivalent, plus specialized training. Major or area of specialization: Finance/Accounting.

Experience: Requires a minimum of five years specialized experience, specifically credit/lending.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.