Business Banker II

S&T Bank; Philadelphia (Philadelphia County); On-site; USD 55,000 - 149,000; Full time

Job summary

Eine etablierte Bank sucht einen dynamischen Geschäftsentwickler, der für die Pflege und den Ausbau von Kundenbeziehungen verantwortlich ist. In dieser spannenden Rolle werden Sie direkt mit Kunden zusammenarbeiten, um deren Bedürfnisse zu verstehen und maßgeschneiderte Lösungen anzubieten. Sie werden aktiv neue Geschäftsmöglichkeiten identifizieren und eine Vielzahl von Aktivitäten zur Geschäftsentwicklung durchführen. Wenn Sie über ausgezeichnete zwischenmenschliche Fähigkeiten verfügen und ein Teamplayer sind, der in einem dynamischen Umfeld arbeiten möchte, ist dies die perfekte Gelegenheit für Sie.

Qualifications

• Mindestens fünf Jahre Erfahrung im Kredit-/Darlehensbereich erforderlich.
• Erforderliche Fähigkeiten in der Kundeninterviewführung und Finanzanalyse.

Responsibilities

• Entwicklung von Bankbeziehungen und Förderung von Produkten.
• Durchführung von Kundeninterviews zur Ermittlung von Geschäftsbedürfnissen.
• Aufbau eines Netzwerks von Empfehlungsprofis.

Skills

Kundeninterviews

Finanzanalyse

Beziehungsmanagement

Verkaufskompetenz

Teamarbeit

Education

Bachelorabschluss in Finanzwesen oder Rechnungswesen

Job description

Work Location:

West Chester or East Falls locations

Work Hours:

Monday - Friday

8:00am - 5:00pm

Additional hours as needed to fulfill the needs of the department.

Function: Assumes direct responsibility for the development of banking relationships with respect to all business lines for assigned market and customers and prospective customers to develop new business and retain existing business through promotion of products and services.

Duties and Responsibilities:

1. Interviews customers and prospective customers and prepares documentation to acquire information concerning a customers business needs, abilities, and earnings for all business lines including:
a. Collecting and analyzing financial data for proper account structure.
b. Maintaining aggressive calling program for new and existing customers.
c. Assisting other Regional Managers in generating business.
d. Attending and participating in community affairs to promote the bank's image.

2. Maintains a close working relationship with branch managers in order to develop new business.

3. Develops and maintains a network of referral professionals such as attorneys, realtors, and other center of influences.

4. Calls on new prospects as referred from all other areas of the bank, as well as courthouse lists, referrals from prospects, and prospect lists.

5. Carries out a variety of business development activities to identify bank prospects.

6. Receives and responds to various customer questions and solves customer problems.

7. Maintains a good working relationship with bank employees. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.

8. Assumes additional responsibilities as required.

Physical Demands:
Operates a keypad device: 40% of the week. Operates electronic equipment: 20% of the week; operates office equipment: 10% of the week. Travels: 30% of the week. The primary parts of the body involved in performing these tasks are the fingers, thumbs, hands, wrists, elbows, legs, lower and upper torso, and feet. Standing is required. Sitting is required. Walking is required. Physical demands include travel by car to see customers, inspect construction sites, land developments, etc. Lenders also travel out of state to inspect projects, construction sites and meet customers. Requires the use of manual dexterity skills for typing and data entry up to 40% of the business day. Specific vision requirements include close vision of 18"-20" for computer work. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Education:

Requires a four-year college degree or equivalent, plus specialized training. Major or area of specialization: Finance/Accounting.

Experience:

Requires a minimum of five years specialized experience, specifically credit/lending.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range:

$55,000.00 - $149,000.00