Business Banker - Durango, CO

Vectra Bank Colorado; Durango (CO); On-site; USD 70,000 - 115,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vacation

Profit Sharing

401(k) plan

Sales bonuses / incentives

Mileage / travel pay

Parking waivers

Tuition Reimbursement

Paid Training

Job summary

Vectra Bank Colorado is seeking an experienced Business Banker to provide top-notch customer service in the Durango, CO market. The role focuses on full-service banking for new and existing clients with emphasis on sales and service; prior business lending experience is a plus.

You’ll grow a small commercial portfolio, visit clients regularly, and act as a trusted advisor to meet financial goals while hitting revenue targets and enhancing deposits.

Qualifications

• Bachelor's degree in banking, finance or related field required with 1+ year of lending or related experience.
• Knowledge of lending and credit analysis preferred in commercial lending.
• Ability to expand loans and client relationships while cross-selling bank products.
• Strong interpersonal and communication skills; experience with sales processes and closing.
• Familiarity with word processing and spreadsheet software; manage a small commercial portfolio.

Responsibilities

• Grow, retain and expand a portfolio of existing Business Banking clients.
• Source new customers through referrals and calls.
• Cross-sell banking products to drive deposit growth.
• Meet revenue goals for region and products.
• Learn client needs and develop relationship plans for each account.
• Visit client locations regularly to assess and fulfill requests.
• Provide trusted advisory solutions to meet client objectives.
• Coordinate with internal resources to meet client requests.
• Maintain knowledge of business and personal financial needs of clients.
• Achieve key metrics for portfolio growth, profitability, retention and satisfaction.

Skills

Client relationships

Cross-selling

Loan knowledge

Communication skills

Portfolio management

Education

Bachelor's degree in banking/finance

Tools

Word processing

Spreadsheets

Job description

At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, and play here. Consistently recognized as a Top Workplace by The Denver Post, we offer our customers and employees the best of both worlds: broad reach and depth of financial resources alongside unparalleled personal attention. At Vectra, we think creatively of shaping custom financial solutions for those raising a family or creating the next great local business. We are as passionate about business as we are about success. At Vectra, we’re committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive, and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships – not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care. With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless – come for a job, stay for a career.

We are looking for an experienced Business Banker to provide top-notch customer service to our clients and customers within the Durango, CO market. This role performs full-service banking services to new and existing customers within the branch, with a primary focus on sales and service. Experience in business lending a plus. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!

Essential Functions:

• Responsible for the growth, retention and expansion of a portfolio of existing Business Banking clients.
• Sources new customers through referrals.
• Contributes to deposit growth by cross selling and promoting additional banking products.
• Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts.
• Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients.
• Meets assigned revenue goal for region and products.
• Gains complete knowledge of the business and personal financial needs of assigned customers.
• Visits client locations regularly.
• Builds knowledge of each assigned client and develops/manages a relationship plan for each client.
• Ensures client requests are met by handling them directly and/or referring to appropriate resource.
• Meets or exceed key performance measures, including but not limited to, portfolio growth, revenue/profitability, retention, and customer satisfaction key metrics.

Qualifications:

• Requires a bachelor's degree in banking, finance or a related field and 1+ year of credit associated lending or other directly related experience. An equivalent combination of education and experience may meet qualifications.
• Knowledge of lending, credit analysis preferable in a commercial lending environment.
• Ability to expand loans, client relationships and cross sell bank products.
• Familiarity of the sales, loan processing and closing processes.
• Requires skills and experience in applicant interviewing and perceptive character judgment.
• Ability to structure loans and monitor credit performance.
• Must have good interpersonal and communication skills.
• Working knowledge of a software applications, including word processing and spreadsheets.
• Manages a small commercial portfolio.

You must want to be a part of a motivated and driven team and work under respected leaders. We need someone who is proactive, who has a great attitude, who is confident and wants to work with professional people and will inspire them to achieve the department initiatives.

This position is eligible to earn a base salary in the range of $70,000.00 - $115,000.00 annually depending on job-related factors. Final offer amounts are determined by multiple factors such as but not limited to, level of experience, skills, expertise, location, education, and certifications. The position is in-office 5 days a week.

Benefits:

• Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE!
• 401(k) plan, competitive compensation in line with work experience.
• Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus, some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements
• Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within
• Tuition Reimbursement for qualifying employees
• Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices.