Business Banker - Durango, CO

Zions Bancorporation; Durango (CO); On-site; USD 70,000 - 115,000; Full time

Benefits offered by this job

Medical & Dental Insurance

Vacation

Profit Sharing

401(k) plan

Sales bonuses and incentives

Tuition Reimbursement

Job summary

Vectra Bank, a division of Zions Bancorporation, N.A., seeks an experienced Business Banker in Durango, CO to deliver outstanding service to commercial clients. The role centers on branch-driven sales and relationship management within the local market.

You will source new business, cross-sell banking products, and manage a small commercial portfolio while pursuing revenue goals. A bachelor's in banking/finance and credit experience are preferred.

Qualifications

• Bachelor's degree in banking, finance or related field and 1+ year of credit experience.
• Knowledge of lending and credit analysis in commercial lending.
• Ability to expand loans and cross-sell bank products.

Responsibilities

• Grow, retain and expand a portfolio of Business Banking clients.
• Source new customers through referrals and cross selling.
• Meet revenue goals and maintain strong client relationships.
• Understand clients' financial needs and provide appropriate solutions.

Skills

Bachelor's degree in banking/finance

Credit analysis

Sales skills

Interpersonal communication

Microsoft Word/Excel

Education

Bachelor's degree in banking, finance or related field

Job description

At Vectra Bank, the Rocky Mountain region is a part of who we are, and we understand why families and businesses choose to live, grow, and play here. Consistently recognized as a Top Workplace by The Denver Post, we offer our customers and employees the best of both worlds: broad reach and depth of financial resources alongside unparalleled personal attention. At Vectra, we think creatively of shaping custom financial solutions for those raising a family or creating the next great local business. We are as passionate about business as we are about success.

At Vectra, we’re committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive, and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships – not increasing transactions. We do this by offering technology and resources typically only found within larger banks and combining those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We personify this difference through our tagline: Big Enough to Count / Small Enough to Care.

With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, Vectra is dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless – come for a job, stay for a career.

We are looking for an experiencedBusiness Bankerto provide top-notch customer service to our clients and customers withinthe Durango, CO market. This role performs full-service banking services to new and existing customers within the branch, with a primary focus on sales and service. Experience in business lending a plus. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!

Essential Functions:

• Responsible for the growth, retention and expansion of a portfolio of existing Business Banking clients.
• Sources new customers through referrals.
• Contributes to deposit growth by cross selling and promoting additional banking products.
• Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts.
• Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients.
• Meets assigned revenue goal for region and products.
• Gains complete knowledge of the business and personal financial needs of assigned customers.
• Builds knowledge of each assigned client and develops/manages a relationship plan for each client.
• Ensures client requests are met by handling them directly and/or referring to appropriate resource.
• Meets or exceed key performance measures, including but not limited to, portfolio growth, revenue/profitability, retention, and customer satisfaction key metrics.

Qualifications:

• Requires a bachelor's degree in banking, finance or a related field and 1+ year of credit associated lending or other directly related experience. An equivalent combination of education and experience may meet qualifications.
• Knowledge of lending, credit analysis preferable in a commercial lending environment.
• Ability to expand loans, client relationships and cross sell bank products.
• Familiarity of the sales, loan processing and closing processes.
• Requires skills and experience in applicant interviewing and perceptive character judgment.
• Ability to structure loans and monitor credit performance.
• Must have good interpersonal and communication skills.
• Working knowledge of a software applications, including word processing and spreadsheets.
• Manages a small commercial portfolio.

You must want to be a part of a motivated and driven team and work under respected leaders. We need someone who is proactive, who has a great attitude, who is confident and wants to work with professional people and will inspire them to achieve the department initiatives.

This position is eligible to earn a base salary in the range of $70,000.00 - $115,000.00 annually depending on job-related factors. Final offer amounts are determined by multiple factors such as but not limited to, level of experience, skills, expertise, location, education, and certifications. The position is in-office 5 days a week.

• Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE!
• 401(k) plan, competitive compensation in line with work experience.
• Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus, some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements
• Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within
• Tuition Reimbursement for qualifying employees
• Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices.

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at [e-mail] or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.

Vectra Bank a division of Zions Bancorporation, N.A. Member FDIC