Business Banker II Target

First Citizens Bank; Mission Viejo (CA); On-site; USD 128,314 - 196,747; Full time

Benefits offered by this job

Comprehensive benefits program

Variable incentives and bonuses

Job summary

First Citizens Bank in Mission Viejo is looking for a Business Banker to enhance relationships with local business owners. The ideal candidate will be responsible for managing a portfolio of business banking relationships, focusing on helping clients achieve their financial objectives.

Applicants should hold a Bachelor's degree and possess significant experience in business lending or development. This role offers a competitive salary, between $128,314 and $196,747, based on qualifications.

Qualifications

• Minimum of 4 years experience in business lending or development.
• Minimum of 8 years experience with high school diploma in similar fields.

Responsibilities

• Contribute to the bank's growth through loans and deposits.
• Engage with community business owners creatively.
• Collaborate with business partners for client relationships.

Skills

Business development experience

Financial analysis

Credit underwriting skills

Sales planning

Knowledge of business lending

Education

Bachelor's degree in Business or related field

High school diploma or GED

Job description

Overview

Forever Strong. What sets First Citizens apart Strong leadership, enduring values and a commitment to helping people and businesses prosper.

As a Business Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Business Bankers are responsible for acquiring and managing a portfolio of business banking relationships, and the primary contact for borrowing needs up to $5MM. This associate engages bank partners to provide a full range of deposit and related business services. Larger relationships may be managed with manager approval and/or appropriate partner support. Develops and maintains an active prospect list, customer outreach plan and quality referral sources in accordance with a sales plan to achieve production goals and profitability objectives.

Responsibilities

• Make an impact by contributing to the growth of the bank through business and commercial loans, deposits and fee income


• Exercise your creativity and entrepreneurial spirit to engage with business owners in the community


• Work in a supportive environment encouraging community and business development activities


• Work within a streamlined, timely and efficient credit approval process


• Be a part of a collaborative team with various business services partners to support the full client relationship


• This position may be filled as a Business Banker II or III based on the skills and experience of the selected candidate.

Qualifications

• Bachelor's degree with a minimum of 4 years experience in business lending, credit or business development.


• High school diploma or GED with a minimum of 8 years experience in business lending, credit or business development.

Additional Requirements

• Business development experience

Preferred Qualifications

• Established COI's and referral sources


• Financial analysis and credit underwriting skills


• Knowledge of business lending, deposit and cash management solutions


• Ability to provide financial guidance and expertise


• Sales planning and forecasting experience

Compensation

The base pay for this position is generally between $128,314 and $196,747. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.