Builder Loan Officer

Cornerstone Capital Bank; Charlotte (NC); Hybrid; USD 60,000 - 100,000; Full time

Benefits offered by this job

Competitive pay

Medical, dental, vision insurance

401(k)

Investor loan product access

Award-winning workplace culture

Joint venture opportunities

Job summary

Cornerstone Capital Bank in Charlotte, NC is seeking a Loan Officer who thrives on relationships and results. You will guide clients through the mortgage journey, from application to closing, and partner with real estate professionals to grow a thriving business.

The ideal candidate has at least two years in mortgage origination, holds an active MLO license (NMLS) or can obtain within 60 days, and demonstrates strong communication, analytics, and pipeline management.

Qualifications

• Minimum of 2 years of consecutive, recent experience in mortgage loan origination with knowledge of the full loan lifecycle.
• Active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or ability to obtain licensing within 60 days of hire.
• Proven track record of successful loan origination with an established referral network of realtors, builders, and industry pros.
• Ability to manage a consistent loan pipeline effectively.
• Strong analytical capabilities to interpret complex financial data and guide lending decisions.
• Exceptional communication and relationship management skills that build trust and loyalty.
• Advanced organizational abilities and a proactive problem-solving mindset.
• A positive, proactive attitude and a genuine passion for helping others win.

Responsibilities

• Build genuine relationships with clients and referral partners throughout the mortgage journey.
• Guide borrowers from application to closing, setting clear expectations and delivering an exceptional experience.
• Stay sharp on market trends, product updates, and compliance requirements to provide best-in-class service.

Skills

Mortgage loan origination

Relationship management

Strong communication

Analytical skills

Organizational abilities

Proactive attitude

Education

Active MLO license (NMLS)

Job description

Description

Who we are:

We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

What we are looking for:

We're searching for a Loan Officer who's driven by relationships and results. You're the advisor clients trust to guide them through one of the biggest financial decisions of their lives, and the partner real estate professionals want on their team. You bring energy and expertise to every transaction, and you're motivated by helping people achieve homeownership while building a thriving business of your own.

What you’ll do:

You'll be the trusted guide clients and referral partners count on throughout the entire mortgage journey. That means building genuine relationships, understanding what matters most to each borrower, and helping them navigate their options with confidence and clarity. You'll manage every detail from application to closing, set clear expectations, and deliver an exceptional experience at every step. And because this industry never stops evolving, you'll stay sharp on market trends, product updates, and compliance requirements so you're always bringing your best.

What You'll Bring:

Success here comes down to three things: heart, hustle, and a commitment to doing right by people. Here's what that looks like:

• Minimum of 2 years of consecutive, recent experience in mortgage loan origination with demonstrated knowledge of the complete loan lifecycle
• Active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or the ability to obtain licensing within 60 days of hire
• Proven track record of successful loan origination supported by an established referral network of realtors, builders, and industry professionals
• Ability to manage a consistent loan pipeline effectively
• Strong analytical capabilities to interpret complex financial data and guide sound lending decisions
• Exceptional communication and relationship management skills that build trust and loyalty
• Advanced organizational abilities and strategic problem-solving approach
• A positive, proactive attitude and a genuine passion for helping others win

What We Offer:

• Competitive compensation structure that rewards your production
• Comprehensive benefits including medical, dental, vision, and 401(k)
• Access to hundreds of loan products through dozens of investor sources
• Award-winning workplace culture recognized for work-life balance and employee satisfaction
• Joint venture opportunities for growth in the builder channel

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.