Budget & Forecasting Analytics Specialist

Golden 1; Sacramento, Northern (CA, KY); Hybrid; USD 70,000 - 75,000; Full time

Job summary

Golden 1 Credit Union in California seeks a Budget Planning and Analysis Analyst to deliver annual budgets, forecasts, and multi-year plans aligned with strategic priorities.

You will build financial models, ensure data integrity in planning systems, analyze monthly results, and provide actionable insights to drive performance. The role requires strong accounting knowledge, attention to detail, and collaboration across cross-functional teams.

Qualifications

• Bachelor’s Degree in Finance, Accounting, Economics, or related field or equivalent combination of education, training, and experience required.
• 3+ years of experience in financial analysis, accounting, FP&A, or related roles required.
• Experience within a financial institution preferred.
• Exposure to financial modeling, forecasting, and reporting processes preferred.

Responsibilities

• Deliver key components of the annual budget, forecasts, and multi-year financial plans, ensuring alignment between financial data, assumptions, and organizational priorities.
• Build and own financial models and planning tools that drive forecasting accuracy, scenario analysis, and actionable financial reporting outcomes.
• Take ownership of the integrity of financial data within the financial planning system, partnering with the Lead Senior Analyst to deliver accuracy and completeness of forecasts on committed timelines.
• Prepare and analyze monthly financial reports and variance analysis, identifying key drivers and insights that advance management understanding of financial performance.
• Execute deliverables within the monthly and quarterly forecasting processes, including data collection, validation, and analysis of financial results versus plan, ensuring results are timely, accurate, and decision useful.
• Own the Deferred Fee and Cost Income (FAS91) analysis and reporting, ensuring accuracy and compliance with accounting standards and proactively resolving issues to meet close deadlines.
• Partner with business units to gather financial data, interpret operational drivers, and deliver analysis that drives performance evaluation and decision-making.
• Drive the development of KPI reporting, dashboards, and management reporting packages that enhance visibility into financial results and trends and inform business action.
• Research financial data, economic trends, and industry information into recommendations that strengthen forecasting assumptions and analysis.
• Serve as an advanced user of financial planning systems and reporting tools used for budgeting, forecasting, and analysis, identifying opportunities to maximize their value.
• Own accuracy, completeness, and timeliness of financial data deliverables, applying strong attention to detail and adherence to internal controls.
• Proactively identify and implement improvements to financial processes, reporting efficiency, and data quality, delivering measurable gains in turnaround time, accuracy and insight.
• Deliver audit documentation and financial analysis required for internal and external reporting, owning quality and timeliness of submissions.
• Apply a working knowledge of general ledger accounts, financial statements, and key financial drivers to produce well-reasoned analysis and reporting.
• Collaborate with cross-functional teams to advance financial planning activities and deliver on strategic initiatives.
• Execute on department projects, ad hoc analyses, and special assignments with a results-oriented mindset.
• Apply critical thinking and sound judgment to balance recurring, control-focused deliverables with dynamic analytical assignments, consistently producing results in both.
• Perform other duties as assigned.

Skills

Financial analysis

Accounting

FP&A

Education

Bachelor’s degree in Finance/Accounting/Economics or related field

Job description

Golden 1 Credit Union in California seeks a Budget Planning and Analysis Analyst to deliver annual budgets, forecasts, and multi-year plans aligned with strategic priorities.

You will build financial models, ensure data integrity in planning systems, analyze monthly results, and provide actionable insights to drive performance. The role requires strong accounting knowledge, attention to detail, and collaboration across cross-functional teams.