Manager - Budget Planning and Analysis

Golden 1 Credit Union; Sacramento (CA); On-site; USD 135,000 - 150,000; Full time

Job summary

Golden 1 Credit Union in Sacramento, CA seeks a strategic finance leader to manage the annual budget, multi-year Financial Plan, and forecasts across the enterprise. You will design FP&A models, deliver executive reports, and drive performance with KPI dashboards and financial presentations.

You will ensure GAAP alignment, analyze trends, and mentor the Budget Planning & Analysis team while partnering with the VP-Controller to support enterprise initiatives and scalable decision-making.

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field required.
• CPA, CFA, or MBA preferred.
• 8+ years of FP&A, budgeting, or related financial management roles.
• Financial institution experience preferred.
• Prior leadership experience required.

Responsibilities

• Manage, lead, and develop Golden 1’s annual budget, multi-year Financial Plan, and periodic forecasts.
• Design and develop FP&A models at departmental and enterprise levels.
• Lead enterprise-wide budgeting process and deliver executive reporting packages, KPI dashboards, and financial presentations.
• Deliver monthly financial reporting packages with forward-looking insights into performance and drivers.
• Apply GAAP and regulatory knowledge to align plans and projections.
• Collaborate with VP – Controller and EPMO to reflect enterprise initiatives in the Financial Plan.
• Oversee ACL analysis and reporting and incorporate credit risk insights into planning.
• Mentor Budget Planning & Analysis team and foster a results-driven culture.

Education

Bachelor’s Degree in Finance, Accounting, or related field

CPA, CFA, or MBA preferred

Job description

Job Title: Mgr - Budget Planning and Analysis

Reports to: VP - Controller

Department: Accounting

Pay Range: $135,000.00 - $150,000.00 Annually

Who We Are

Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of ‘people helping people.’ We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.

Who You Are

You are a strategic finance leader who translates complex financial data into clear, actionable insights for executive decision-making. You are a highly analytical and forward-thinking professional with strong expertise in budgeting, forecasting, and performance management within a financial institution environment. You thrive in a collaborative environment, lead with accountability, and drive continuous improvement in processes, systems, and reporting to enhance organizational effectiveness, transparency, and scalability.

What You'll Do

• Manage, lead, and develop Golden 1’s annual budget, multi-year Financial Plan, and periodic forecasts. Oversee all enterprise financial planning activities, partnering with executive leadership to align financial strategies with organizational priorities, strategic initiatives, human capital management, and strategic goal achievement.
• Design and develop financial planning and analysis models at both the departmental and enterprise level, incorporating key drivers such as loans, deposits, interest rates, economic conditions, and other internal and external factors, enabling scenario analysis and strategic decision support.
• Lead and coordinate the enterprise-wide financial planning and budget development process, ensuring alignment with strategic priorities and delivering comprehensive executive reporting packages, KPI dashboards, and financial presentations that support organizational decision-making.
• Design and deliver monthly financial reporting packages that provide clear, forward-looking insights into financial performance, operational efficiency, and key business drivers, supporting executive-level evaluation and action.
• Apply advanced technical accounting knowledge to ensure financial plans, forecasts, and analyses are aligned with GAAP and regulatory requirements, translating accounting impacts into accurate, forward-looking financial projections and strategic insights.
• Analyze financial information including income, expenses, loans, deposits, and balance sheet trends to ensure alignment with financial plans and forecasts. Identify, investigate, and communicate key variances and underlying drivers, providing actionable recommendations to optimize performance.
• Evaluate financial and operational trends across the organization to optimize resource allocation, improve cost discipline, and enhance overall financial performance.
• Serve as a trusted strategic advisor to executive leadership and business units, leading financial discussions, influencing decision-making, and ensuring alignment of financial outcomes with enterprise strategy.
• Collaborate with Corporate Strategy and the Enterprise Project Management Office (EPMO) to ensure the Financial Plan reflects enterprise initiatives, strategic priorities, and execution timelines.
• In coordination with the VP – Controller, support and oversee Allowance for Credit Losses (ACL) analysis and reporting, incorporating credit risk insights into financial planning, forecasting, and performance analysis.
• Evaluate peer credit union performance and industry benchmarks to provide context for financial results and support strategic decision-making.
• Drive continuous improvement and transformation of financial planning, forecasting, and reporting processes to enhance accuracy, speed, transparency, and organizational value.
• Lead the administration and enhancement of budgeting and financial planning systems, identifying and implementing process and technology improvements to support scalable, data-driven decision‑making.
• Establish and implement enterprise-wide financial planning policies, procedures, and reporting frameworks that promote consistency, transparency, and accountability.
• Maintain a comprehensive understanding of accounting, financial, regulatory, and economic conditions, incorporating these insights into financial planning, forecasting, and performance management.
• Ensure adherence to applicable regulatory requirements, internal controls, and risk management practices, integrating these considerations into financial planning processes.
• Lead, develop, and mentor the Budget Planning & Analysis team, establishing performance expectations, driving accountability, and supporting professional development to build a high‑performing team.
• Foster a positive, collaborative, and results‑driven work environment by promoting skill development, coaching for improvement and growth, and supporting a culture aligned with Golden 1’s mission, vision, and core values.
• Participate in enterprise initiatives, providing financial leadership and analytical support to cross‑functional efforts.
• Exhibit flexibility and leadership to take on new responsibilities and assignments as identified by the VP – Controller and assist with various ad hoc analyses and projects.
• Perform other duties as assigned.

Qualifications And Preferences

• Bachelor’s Degree in Finance, Accounting, or related field required
• CPA, CFA, or MBA preferred
• 8+ years of progressive experience in FP&A, budgeting, or related financial management roles, with demonstrated enterprise-level impact required
• Financial institution experience preferred
• Prior leadership experience required

Benefits

Golden 1 Credit Union provides its employees a market‑competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed to a total rewards philosophy built on a comprehensive compensation package, well‑being and work‑life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.