BSA Officer

AutoPayPlus; Orlando (FL); Sur place; USD 120 000 - 160 000; Plein temps

Avantages offerts par ce poste

100% employer-paid medical, dental, &

Quarterly bonus opportunities

Paid holidays and generous PTO

Employee recognition programs

Weekly snacks and Friday breakfast

Downtown Orlando office near great餐

Résumé du poste

AutoPayPlus in Orlando is hiring a full-time BSA/AML Officer to lead the company’s compliance program. This onsite role reports to senior leadership and requires CAMS or CAFP certification, a finance or related degree, and at least five years in BSA/AML.

You will develop policies, conduct risk assessments, oversee KYC/CDD/EDD, transaction monitoring, SAR filings, OFAC screening, and training. Join a fintech team focused on strong controls, sponsor bank collaboration, and ongoing regulatory

Qualifications

• Active CAMS or CAFP certification is required at hire and maintained.
• Bachelor’s degree in finance, business, accounting, criminal justice, or related field.
• At least five years of progressive BSA/AML experience in banking, financial services, payments, fintech, or a money services business.
• Direct experience as a designated BSA/AML Officer or independently managing substantial components of a BSA/AML program.
• Strong knowledge of BSA/AML requirements, OFAC sanctions, customer due diligence, transaction monitoring, and suspicious activity reporting.
• Ability to work onsite at AutoPayPlus’ Orlando office.

Responsabilités

• Develop and maintain BSA/AML policies, procedures, internal controls, and supporting documentation.
• Conduct risk assessments covering customers, products, services, transactions, and geographic exposure.
• Oversee customer identification, Know Your Customer (KYC), customer due diligence (CDD), and enhanced due diligence (EDD).
• Manage transaction monitoring, alert reviews, investigations, and escalation of potentially suspicious activity.
• Oversee SAR preparation and filing; coordinate reporting with sponsor bank partners.
• Administer OFAC sanctions screening, potential-match reviews, and escalation procedures.
• Serve as the primary BSA/AML contact for sponsor bank partners, auditors, and examiners.
• Coordinate independent reviews and examinations; track corrective actions through completion.
• Deliver BSA/AML and sanctions training and maintain training records.
• Monitor regulatory developments and update program controls, procedures, and training as needed.
• Report significant risks, investigation trends, program performance, and remediation progress to leadership and the Board.
• Partner with Operations, Finance, and Technology to improve monitoring systems, data quality, and compliance workflows.

Connaissances

BSA/AML expertise

Regulatory knowledge

On-site presence

Formation

Bachelor’s degree in finance, business, accounting, criminal justice, or related field

Outils

Transaction monitoring systems

OFAC screening tools

Description du poste

AutoPayPlus is hiring a BSA Officer to join our growing FinTech team in Orlando. This full-time, onsite role serves as our designated Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Officer and leads the company’s BSA/AML and sanctions compliance program.

For over 20 years, AutoPayPlus has helped more than 300,000 members improve their financial future through automated payment technology and early loan payoff solutions.

Duties and responsibilities

What You'll Do:

• Develop and maintain BSA/AML policies, procedures, internal controls, and supporting documentation.
• Conduct risk assessments covering customers, products, services, transactions, and geographic exposure.
• Oversee customer identification, Know Your Customer (KYC), customer due diligence (CDD), and enhanced due diligence (EDD), consistent with applicable requirements and sponsor bank standards.
• Manage transaction monitoring, alert reviews, investigations, and escalation of potentially suspicious activity.
• Oversee Suspicious Activity Report (SAR) preparation and filing where applicable; coordinate reporting responsibilities with sponsor bank partners.
• Administer Office of Foreign Assets Control (OFAC) sanctions screening, potential-match reviews, and escalation procedures.
• Serve as the primary BSA/AML contact for sponsor bank partners, auditors, and examiners.
• Coordinate independent reviews and examinations; track corrective actions through completion.
• Deliver BSA/AML and sanctions training and maintain training records.
• Monitor regulatory developments and update program controls, procedures, and training as needed.
• Report significant risks, investigation trends, program performance, and remediation progress to leadership and the Board.
• Partner with Operations, Finance, and Technology to improve monitoring systems, data quality, and compliance workflows while protecting confidential information.

Qualifications

What We're Looking For:

• Active Certified Anti-Money Laundering Specialist (CAMS) or Certified AML and Fraud Professional (CAFP) certification required at hire and maintained throughout employment.
• Bachelor’s degree in finance, business, accounting, criminal justice, or a related field, or equivalent relevant education and experience.
• At least five years of progressive BSA/AML experience in banking, financial services, payments, fintech, or a money services business.
• Direct experience as a designated BSA/AML Officer or independently managing substantial components of a BSA/AML program.
• Strong knowledge of BSA/AML requirements, OFAC sanctions, customer due diligence, transaction monitoring, and suspicious activity reporting.
• Experience conducting risk assessments, managing investigations, and resolving audit or examination findings.
• Ability to translate regulatory and sponsor bank requirements into practical procedures and effective controls.
• Strong analytical, documentation, communication, and organizational skills; sound judgment and discretion.
• Ability to work onsite at AutoPayPlus’ Orlando office.

Preferred Qualifications:

Experience managing fintech or payments sponsor bank relationships and using transaction monitoring, sanctions screening, and case management systems.

Experience supervising or mentoring compliance staff and presenting findings to executive leadership or a Board.

Why You’ll Love It Here

• 100% employer-paid medical, dental, and vision
• Quarterly bonus opportunities
• Paid holidays and generous PTO
• Employee recognition programs
• Weekly snacks and Friday breakfast
• Downtown Orlando office near great restaurants.

Ready To Apply?

Join a company where your work makes a real difference for members every day.