BSA/KYC Compliance Analyst (Remote) — Growth & Impact

BB Americas Bank; Miami (FL); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Company-paid Short and Long-Term Disab

401(k) plan with company match

Company Life Insurance

Mental health resources

Paid Time Off (PTO) – Generous leave

Birthday PTO

Maternity and Paternity Leave

Up to 2 weeks of remote work for careg

Wellhub membership

Hospital Indemnity

Accident & Critical Illness coverage

Job summary

BB Americas Bank is seeking an experienced BSA KYC Analyst to review and oversee new deposit account onboarding and loan-related KYC processes to ensure compliance with the Bank's BSA/AML and OFAC programs.

This role collaborates with the BSA Officer, lenders, and branch staff to verify documentation, perform due diligence, and maintain compliant records while supporting risk management and regulatory requirements.

Qualifications

• Bachelor's degree preferred.
• Minimum 2-5 years of banking, compliance, BSA/AML, KYC, OFAC, or related experience.
• Strong knowledge of BSA/AML, KYC, CDD, EDD, OFAC, and banking regulatory requirements.
• Excellent analytical, organizational, and communication skills.
• Advanced attention to detail and ability to manage multiple priorities.
• Proficiency in Microsoft Excel and Word.
• Bilingual English & Portuguese highly preferred; Spanish is a plus.

Responsibilities

• Review deposit account and loan onboarding documentation to ensure compliance with BSA/AML, KYC, CDD, EDD, and OFAC requirements.
• Verify account-opening data, beneficial ownership information, due diligence records, and required compliance validations.
• Conduct OFAC screenings, clear false positives, and investigate negative news or high-risk customer activity.
• Support client risk assessments and elevate potential compliance concerns to the BSA Officer.
• Perform enhanced investigations involving complex ownership structures and high-risk customers.
• Prepare reports, maintain compliance logs, and ensure discrepancies are documented and resolved.
• Assist with high-risk reviews and other compliance-related activities.
• Provide guidance and training to branch and internal personnel regarding account-opening requirements and procedures.
• Stay current on regulatory requirements, bank policies, and compliance best practices.
• Participate in special projects and departmental initiatives as assigned.
• Perform other duties and responsibilities as assigned by management, based on business needs and operational requirements.

Skills

Analytical

Organizational

Communication

Attention to detail

Multitasking

Education

Bachelor's degree preferred

Tools

Microsoft Excel

Microsoft Word

Job description

BB Americas Bank is seeking an experienced BSA KYC Analyst to review and oversee new deposit account onboarding and loan-related KYC processes to ensure compliance with the Bank's BSA/AML and OFAC programs.

This role collaborates with the BSA Officer, lenders, and branch staff to verify documentation, perform due diligence, and maintain compliant records while supporting risk management and regulatory requirements.