BSA Analyst: AML Investigator Protecting Our Community

Generations Bank; Rogers (AR); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

401(k)

Life Insurance

Health Savings Account

Paid Time Off

Maternity Leave

Paternity Leave

Job summary

Generations Bank is seeking a BSA Analyst to defend the financial network of the community. You will monitor alerts, investigate suspicious activity, and assist with SAR/CTR submissions under BSA and USA PATRIOT Act guidelines.

The role emphasizes accountability, collaboration with branches, and adherence to regulatory standards. The position offers great benefits and growth opportunities within a customer-focused environment that values stewardship and relationships.

Qualifications

• High school diploma or equivalent.
• 2 ½ or more years of banking experience
• Ability to perform the essential functions, and the mental/physical demands of the job.
• Current driver's license and a vehicle with appropriate insurance coverage if required to drive while performing assigned duties and responsibilities.
• Bachelor's degree.
• Proficiency with core banking platforms and ability to learn automated AML software.
• CAMS and CBAP certifications.
• Working knowledge of federal BSA, AML, and USA PATRIOT Act regulations.
• Excellent analytical and problem-solving skills.
• Strong written communication skills to draft narratives for regulatory examiners.
• Excellent organizational and time management with the ability to work independently.
• Teamwork orientation and the ability to cultivate strong working relationships.
• Professional appearance and demeanor.
• Friendly, positive attitude.

Responsibilities

• Alert Resolution: Review daily transaction alerts to flag unusual cash deposits, structured transactions, or uncharacteristic wire activity.
• Case Investigations: Conduct financial investigations using core banking systems, public records, and customer profiles.
• Regulatory Compliance: Assist in SAR investigations and submit CTRs within regulatory timelines.
• Customer Due Diligence: Review KYC profiles and perform EDD on complex entities and cash-heavy businesses.
• OFAC Screening: Clear automated alerts against OFAC lists during account opening and maintenance.
• Audit & Exam Readiness: Compile documentation and samples to support internal audits and examinations.
• Frontline Collaboration: Partner with branches to clarify unusual account behaviors and reinforce BSA/AML procedures.

Job description

Generations Bank is seeking a BSA Analyst to defend the financial network of the community. You will monitor alerts, investigate suspicious activity, and assist with SAR/CTR submissions under BSA and USA PATRIOT Act guidelines.

The role emphasizes accountability, collaboration with branches, and adherence to regulatory standards. The position offers great benefits and growth opportunities within a customer-focused environment that values stewardship and relationships.