Branch Manager/Ag Loan Officer

Minnesota Bankers Association; Heron Lake (MN); On-site; USD 80,000 - 100,000; Full time

Job summary

A leading community bank in Heron Lake, Minnesota, is seeking a Branch Manager/Ag Loan Officer to handle daily management of the branch and staff. The ideal candidate will have ten years of experience in agricultural lending and a degree in Finance or Business. Responsibilities include managing loan portfolios, supporting a strong banking culture, and building relationships in the community. This role ensures the branch meets performance targets and follows regulatory guidelines.

Qualifications

• Minimum of ten years experience in agricultural lending.
• Knowledge of loan policies and regulations.
• Perform job accountabilities with high level of accuracy and timeliness.
• Ability to work independently or in a team setting.

Responsibilities

• Support the bank's strong relationship banking culture.
• Ensure branch achieves budgeted performance.
• Manage loan portfolios and process complex loans.
• Negotiate rates and terms of loans with clients.

Skills

Strong understanding of financial statements

Strong written and verbal communication skills

Ability to build relationships

Proficient with banking and financial software

Strong initiative

Education

Bachelors degree in Business, Finance, Accounting, or related field

Tools

Banking and financial software programs

Job description

OVERVIEW:
Security Bank has an opportunity for a Branch Manager/Ag Loan Officer to join our team in Heron Lake, Minnesota. This position requires someone who can achieve the bank's goals, mission, vision, and build strong relationships in the community. This position will be responsible for handling the day-to-day management of the bank and team members.

Branch Manager/Ag Loan Officer

Security Bank

274 10th Street, Heron Lake, MN 56137

Job Description

OVERVIEW:
Security Bank has an opportunity for a Branch Manager/Ag Loan Officer to join our team in Heron Lake, Minnesota. This position requires someone who can achieve the bank's goals, mission, vision, and build strong relationships in the community. This position will be responsible for handling the day-to-day management of the bank and team members.

RESPONSIBILITIES:

• Support the banks strong relationship banking culture through ongoing client contact, high-quality client service and product knowledge.
• Ensures that the branch achieves budgeted performance for earnings, asset quality, and growth in deposits, and non-interest income.
• Develop and execute strategies to increase branch profitability of the bank.
• Manage loan portfolios and process both large and complex loans based on loan policies and procedures, which may include assisting with underwriting and execution of loans.
• Negotiate rates and terms of loans with clients and management within set guidelines.
• Develop new business by contacting prospects while making sound decisions and exhibiting good credit judgment.
• Maintains a working knowledge of State and Federal banking regulations and enforces branch compliance with applicable regulations, laws, and guidelines.
• Lead the branch team and develop an atmosphere of teamwork, open communication, unity and actively mentor staff.
• Build long-term relationships with colleagues, clients, vendors, stakeholders and participate in community networking groups.
• Demonstrate professionalism in working with the community and all levels of management.
  Ability to maintain discretion and confidentiality.

Qualifications & Requirements

• Bachelors degree in Business, Finance, Accounting, or related field.
• Minimum of ten years experience in agricultural lending.
• Strong understanding of financial statements.
• Knowledge of loan policies and regulations.
• Strong written and verbal communication skills.
• Perform job accountabilities with high level of accuracy and timeliness.
• Proficient with banking and financial software programs.
• Strong initiative and ability to work independently or in a team setting.
• Ability to build relationships and provide exceptional customer service.

How to Apply

For more information about Security Bank and to apply visit: www.sbmidwest.bank
EOE
MBA Job number/Date Added
H-8099: 2/5/26