Ag Loan Officer

Minnesota Bankers Association; Wanda (MN); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

401(k)

Dental insurance

Health insurance

Health savings account

Life insurance

Paid time off

Profit sharing

Job summary

Minnesota Bankers Association is seeking an Agricultural Loan Officer at Wanda State Bank. This role focuses on managing and growing a diverse portfolio of agricultural loans while building long-term relationships with local producers. Candidates should have 3–5 years of relevant experience, a degree in Agribusiness or related field, and strong credit analysis skills. Benefits include health insurance, 401(k), and paid time off. Resumes may be emailed to [e-mail].

Qualifications

• 3–5 years of commercial or agricultural lending experience strongly preferred.
• Proficiency in credit analysis.
• Practical understanding of crop and livestock cycles, input costs, and risk management.

Responsibilities

• Build and maintain relationships with existing customers and create new lending opportunities.
• Collect financial data and analyze credit histories to determine creditworthiness.
• Ensure loan agreements comply with regulatory guidelines and bank policies.
• Manage loan portfolios and monitor repayment activities.

Skills

Credit analysis

Relationship building

Communication with producers

Education

Degree in Agribusiness, Agricultural Economics, Finance, or related field

Job description

Ag Loan Officer – Wanda State Bank

121 W Main Street, Wanda, MN 56294

We are seeking a results‑driven Agricultural Loan Officer to manage and grow a diverse portfolio of agricultural loans. This role requires building long‑term relationships with local producers, assessing creditworthiness for farm operations, and structuring creative financial solutions to help agribusinesses thrive. The ideal candidate combines financial expertise with a deep understanding of the agricultural industry.

Key Responsibilities

• Actively build and maintain strong relationships with existing customers and create new lending opportunities within local and surrounding communities.
• Meet with existing and potential new customers, collect financial data, and analyze credit histories and financial statements to determine creditworthiness.
• Ensure all loan agreements comply with regulatory guidelines and bank policies.
• Manage and grow loan portfolios, monitor repayment activities, and identify potential credit deterioration. Work proactively with borrowers on past‑due accounts.

Qualifications

• Experience: 3–5 years of commercial or agricultural lending experience strongly preferred.
• Education: Degree in Agribusiness, Agricultural Economics, Finance, or a related field.
• Technical Skills: Proficiency in credit analysis.
• Industry Knowledge: Practical understanding of crop and livestock cycles, input costs, and risk management.
• Interpersonal Skills: Strong relationship‑building skills and the ability to communicate effectively with producers and farm owners.

Work Hours

Monday – Thursday: 8:00 a.m. – 4:00 p.m.; Friday: 8:00 a.m. – 5:00 p.m.

Benefits

• 401(k)
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Profit sharing

Wanda State Bank is an Equal Opportunity Employer.

Resumes may be emailed to: [e-mail]