Branch Banking Leader: Sales, Service & Lending

Columbia Bank; Riverside (AL); On-site; USD 60,174,000 - 74,501,000; Full time

Benefits offered by this job

Competitive incentive plan

Professional development programs

Career growth opportunities

Job summary

Columbia Bank is seeking a branch banking professional in Riverside to open and process deposit and loan accounts, including complex retail products. You will cross-sell services, support cash management, and back-up personal banking functions while maintaining branch operations and team guidance.

The role requires a high school diploma, retail banking experience, and knowledge of consumer and business lending. Eligibility for MLO activities and SAFE Act registration is included.

Qualifications

• High School Diploma or GED, required.
• 2 years of retail banking experience required.
• 1 year of sales experience preferred.
• In-depth knowledge of consumer and business products and services.
• Demonstrated proficiency in consumer and business lending.
• Ability to accurately handle cash, balance accounts and drawers, and perform accurate calculations.
• Proficient in expanding the client relationship with emphasis on creating new relationships and expanding existing relationships utilizing a personal and business bio and rapport with customers.
• This position requires you to act as a Bank MLO, which is defined as an individual authorized by the Bank to take mortgage loan applications, offer a mortgage, arrange a mortgage, assist a consumer in obtaining or applying to obtain a mortgage, negotiate a mortgage, otherwise obtain or make a mortgage for another person, represent to the public (through advertising or other means of communication) that such person can or will perform any of these activities, or refer a consumer to a loan originator (Note: Except those employees of the Bank who do not discuss particular credit terms available and do not refer the consumer, based on the employee’s assessment of the consumer’s financial characteristics to a particular Bank MLO) for compensation or gain. All MLOs will be required to register as an MLO complying with the SAFE Act requirements.
• This position IS NOT authorized to act as a Bank Closed-End MLO, which is defined as any position designated to perform the activities of a Bank MLO for closed-end transactions, and therefore this position is limited to acting as a Bank MLO for open-end transactions (i.e., home equity lines of credit) only.

Responsibilities

• Opens and accurately processes all types of deposit and loan accounts including complex retail products such as consumer loans, VISA merchant accounts and small business loans.
• Maintains direct contact with clients and provides proactive solutions and problem resolutions.
• Processes and oversees branch operations tasks including opening/closing, overdraft monitoring, wire transfers and collections.
• Supports operational/audit reviews and remediation as needed.
• Acts as back up to personal banking team to open new accounts and gather credit information.
• Balances cash drawer and monitors sales/service goals.
• Provides guidance and training to branch team.
• May supervise associates and act as Branch Manager when required.

Skills

Retail banking experience

Sales experience

Cash handling

Client relationships

Mortgage lending knowledge

Education

High School Diploma or GED

Job description

Columbia Bank is seeking a branch banking professional in Riverside to open and process deposit and loan accounts, including complex retail products. You will cross-sell services, support cash management, and back-up personal banking functions while maintaining branch operations and team guidance.

The role requires a high school diploma, retail banking experience, and knowledge of consumer and business lending. Eligibility for MLO activities and SAFE Act registration is included.