Bodily Injury Claims Adjuster

Aspire General Insurance Company; California; Hybrid; USD 75,000 - 105,000; Full time

Benefits offered by this job

Sign-On Bonus $2,500

Job summary

Aspire General Insurance Company is seeking a highly skilled Bodily Injury Claims Adjuster to join our claims team remotely, supporting California operations and other states. You will investigate, evaluate, negotiate, and resolve bodily injury claims, including attorney-represented cases, while ensuring timely, fair, and compliant outcomes.

The ideal candidate brings strong investigative and negotiation abilities, fluency with claims systems and MS Office, and the discipline to manage complex

Qualifications

• Bachelor's degree or equivalent insurance claims experience.
• Minimum 3 years of attorney-represented Bodily Injury claims handling experience.
• Auto claims handling and litigation experience preferred but not required.

Responsibilities

• Investigate bodily injury claims, including medical records, police reports, and witness statements.
• Evaluate liability and damages based on policy language and regulations.
• Communicate with claimants, attorneys, medical providers and other parties to obtain documentation.
• Analyze medical records and billing to assess injury severity and exposure.
• Negotiate fair settlements within authority guidelines.
• Handle attorney-represented claims from investigation to resolution.
• Collaborate with management, legal counsel, and internal stakeholders to resolve complex claims.
• Maintain complete claim files per company standards and regulatory requirements.
• Stay current on bodily injury trends, regulations, and best practices.
• Submit demand evaluations to supervisor within seven days of receipt.
• Ensure demand conditions are met when offering settlements.
• Deliver initial settlement offers no later than three days before demand expiration.
• Assist with litigated files as needed; litigation not primary focus.

Skills

Investigative skills

Analytical skills

Decision-making

Multitasking

Attention to detail

Customer service

Written communication

Verbal communication

Independent work

Team collaboration

Education

Bachelor's degree or equivalent insurance claims experience

Tools

Claims management systems

Microsoft Office Suite

Job description

All Jobs > Bodily Injury Claims Adjuster

Remote | Multiple States: AL, AZ, CA, FL, GA, HI, IL, IN, KS, LA, MI, MO, MS, NV, NJ, NY, NC, OK, OH, PA, TN, TX, WI

To be considered for this opportunity, candidates must possess:

• Minimum 3 years of attorney-represented Bodily Injury claims handling experience
• Minimum 3 years of Bodily Injury Claims Adjusting experience
• Auto claims handling experience
• Litigation experience handling attorney-represented claims
• Strong understanding of insurance coverage, liability investigations, and bodily injury claim evaluation
• Knowledge of medical terminology, anatomy, and injury assessment
• Excellent negotiation and settlement skills
• Strong written and verbal communication abilities
• Proficiency with claims management systems and Microsoft Office Suite
• Ability to work Monday-Friday, 8:00 AM - 4:30 PM PST supporting California claims operations
• Bachelor's degree or equivalent insurance claims experience

Preferred Qualifications:

• Multi-state claims handling experience
• Active adjuster licenses in multiple states

Join a team where every individual takes pride in driving their role for shared success.

$2,500 Sign-On Bonus

We are seeking a highly skilled and detail-oriented Bodily Injury Claims Adjuster to join our growing Claims team. This position is responsible for investigating, evaluating, negotiating, and resolving bodily injury claims while ensuring fair, timely, and compliant claim outcomes.

The ideal candidate has strong bodily injury claim handling experience, excels at negotiating settlements, and understands the complexities of attorney-represented claims.

• Conduct thorough investigations of bodily injury claims, including review of medical records, police reports, and witness statements.
• Evaluate liability and damages based on policy language, state regulations, and applicable legal standards.
• Communicate with claimants, attorneys, medical providers, and other involved parties to obtain necessary documentation and information.
• Analyze medical records, treatment plans, and billing documentation to assess injury severity and claim exposure.
• Negotiate fair and timely settlements within authority guidelines.
• Handle attorney-represented claims from initial investigation through resolution.
• Work collaboratively with management, legal counsel, and internal stakeholders to resolve complex claims.
• Maintain complete and accurate claim file documentation in accordance with company standards and regulatory requirements.
• Stay current on bodily injury claim trends, insurance regulations, and industry best practices.
• Review and submit all demand evaluations to your supervisor within seven calendar days of receipt.
• Ensure all demand conditions are satisfied when extending settlement offers.
• Make all initial settlement offers no later than three days before demand expiration.
• Assist with litigated claim files as needed, although litigation will not be the primary focus of this position.
• Perform other duties as assigned.

What You'll Bring:

• Strong investigative and analytical skills
• Sound judgment and decision-making abilities
• Ability to manage multiple priorities in a fast-paced environment
• Strong attention to detail and organizational skills
• Excellent customer service and relationship-building skills
• Professional written and verbal communication skills
• Ability to work independently while contributing to a collaborative team culture

Working Conditions:

• Remote position supporting California claims operations
• Schedule: Monday-Friday, 8:00 AM - 4:30 PM PST
• Fast-paced and technology-driven paperless environment
• Occasional overtime may be required
• Occasional travel as business needs dictate
• Extended periods of computer and desk work