Bilingual Collections Specialist

Regional Management; Plano (TX); On-site; USD 42,000 - 60,000; Full time

Job summary

Regional Management in Plano, TX is seeking a Collections Specialist to manage outbound and inbound calls, assess delinquency, and resolve accounts using diverse workout techniques. You will document each interaction and adhere to scheduling and regulatory guidelines.

The role requires strong English/Spanish bilingual communication, solid customer service skills, and 2+ years in collections. A collaborative office environment and opportunities to improve process efficiencies are offered.

Qualifications

• 2+ years of collections experience.
• Bilingual - English/Spanish.
• Excellent verbal and written communication.

Responsibilities

• Handle outbound and inbound calls to determine best delinquency resolution.
• Provide accurate information and respond to servicing questions.
• Input data and verify information for electronic payments.

Skills

Collections experience

Bilingual English/Spanish

Customer service

Communication skills

Tools

MS Office

Database software

Job description

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!Job PurposeThe Collections Specialist is responsible for handling outbound and inbound calls from customers to determine the best possible method to permanently resolve delinquency by using a variety of collections and workout techniques. The Collections Specialist is also responsible for using verbal and interpersonal skills to provide excellent customer service and knowledgeable responses to resolve delinquent accounts.Duties and ResponsibilitiesCompare and evaluate possible loan resolution solutions and decide which solutions to recommend to customers to best meet their needs and circumstances.Responsible for prompt and accurate response to customer's servicing questions and concerns.Assist borrowers with other loan maintenance requests.Input data and verify information to process electronic payments.Provide customers with information about products and services to generate additional revenue through cross-sell/up-sell opportunities.Properly document each customer interaction in the servicing system.Perform loan-related mathematical equations.Perform follow-up and research tasks to ensure problem resolution.Adhere to specific scheduling guidelines to ensure proper phone coverage.Adhere to operational controls, including legal, corporate, and regulatory procedures to ensure the safety and security of customer assets.Explain loan payment histories using basic accounting and mathematical concepts and request corrections when necessary.Perform follow-up and research tasks to ensure resolution.Other duties as assignedMinimum Qualifications2+ years of collections experienceMust pass pre-employment screeningBilingual - English/SpanishPreferred Qualifications5+ years of collections experienceCritical CompetenciesProficient in using MS Office and database softwareStrong customer service and problem solving skillsExcellent verbal and written communication skillsProficient working knowledge of computerized applications such as word processing, spreadsheet, email, and specialized business applications softwareCommunication skills necessary to effectively identify process gaps and improvements to ManagementWorking ConditionsThis position works in an office environment.If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: https://regionalfinance.com/wp-content/uploads/2022/11/UPDATED-Employee-Privacy-Policy-11.2022.pdfRegional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional’s policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.