Benefits Specialist (100% Remote)

Randstad USA; United States; Remote; USD 42,000 - 60,000; Full time

Job summary

Randstad USA is seeking a Senior Retirement Plan Compliance Specialist to oversee end-to-end compliance for comprehensive defined benefit programs. You will serve as a subject matter expert across plan documentation, reporting, governmental testing, and employee disclosures while partnering with actuaries, auditors, and leadership to maintain plan health and interpret complex federal regulations.

The role requires 10+ years of benefits experience with 6+ years in defined benefit pension plan

Qualifications

• 10+ years of total employee benefits experience
• 6+ years in defined benefit pension plan administration and compliance
• In-depth knowledge of ERISA, IRC, and DOL guidelines
• Proficiency with Oracle HCM platforms and advanced Excel/database tools
• Strong audit coordination and complex problem-solving skills

Responsibilities

• Review defined benefit claims, determination letters, and pension eligibility inquiries.
• Review and publish employee notices, SPDs, and SMMs.
• Prepare and coordinate annual regulatory filings, including Form 5500 and schedules.
• Support pension plan restatements and remediation strategies for compliance.
• Analyze large datasets provided by actuaries, auditors, and third-party administrators.

Skills

ERISA expertise

Regulatory compliance

Data analysis

Excel advanced

Communication

Education

Bachelor's degree in Business/Finance

Master's degree preferred

Tools

Oracle HCM

Job description

We are seeking a senior Retirement Plan Compliance Specialist to oversee end-to-end compliance for comprehensive defined benefit programs. In this role, you will serve as a subject matter expert across plan documentation, reporting, governmental testing, and employee disclosures. You will partner with actuaries, auditors, and leadership to maintain plan health, interpret complex federal regulations, and resolve escalated eligibility determinations.

• Pay Rate: Starts at $37.00/hr (increases DOE)
• Location: 100% Remote
• Schedule: Monday - Friday, 8:00 AM - 5:00 PM PT

Key Responsibilities

• Claims & Eligibility Determinations: Review defined benefit claims, determination letters, and escalated pension eligibility inquiries.
• Employee Notices & Disclosures: Review and publish employee notices, Summary Plan Descriptions (SPDs), and Summaries of Material Modifications (SMMs).
• Regulatory Reporting & Filings: Prepare and coordinate annual regulatory filings, including Form 5500 and all related schedules.
• Plan Governance & Remediation: Support pension plan restatements and implement remediation strategies for regulatory compliance.
• Actuarial & Data Analysis: Analyze large, complex datasets provided by plan actuaries, auditors, and third-party administrators..

Requirements & Qualifications

• Education: Bachelor's degree in Business, Finance, or a related field required (Master's degree or Actuarial background preferred).
• Experience: 10+ years of total employee benefits experience, with at least 6 years specifically dedicated to defined benefit pension plan administration and compliance.
• Regulatory Expertise: In-depth knowledge of ERISA, the Internal Revenue Code (IRC), and Department of Labor (DOL) guidelines.
• Technical Skills: Proven proficiency with Oracle HCM platforms alongside advanced Excel and database tools.
• Core Competencies: Demonstrated ability in audit coordination, complex problem-solving, and clear technical communication.
• Availability: Available to work standard Pacific Time business hours (8:00 AM - 5:00 PM PT).