Banking Analyst Trainee: Underwriting & Credit

CPB Group Pty; Honolulu (HI); On-site; USD 29,000 - 40,000; Full time

Job summary

Central Pacific Bank is seeking a Bank Associate in Honolulu, HI for a one-year rotational program designed to build underwriting, credit analysis, and lending skills while preparing you for future underwriting roles.

You will work with experienced bankers, complete formal training, and participate in credit discussions, portfolio management, and customer service activities, gaining broad exposure to bank policies, risk management and financial analysis.

Qualifications

• Bachelor’s Degree from an accredited 4-year university, preferably in Business, Accounting, Finance, Economics, or a related field required.
• 1+ years of experience involving the analysis and interpretation of financial or business information which may include financial statement analysis, accounting, credit analysis, financial analysis, lending, banking, or other related experience required.
• 1+ years of intern or professional work experience required.

Responsibilities

• Participates in structured rotational assignments to develop a broad understanding of the Bank’s lending businesses and underwriting practices.
• Develops foundational knowledge and practical skills in financial analysis, credit analysis, risk assessment, loan structuring, credit decision‑making, and portfolio management by working alongside experienced underwriters, bankers, relationship managers, portfolio managers, and other business partners.
• Participates in credit discussions, business meetings, and other activities to develop an understanding of lending decisions, risk considerations, relationship banking, and appropriate loan structures.
• Gains exposure to the loan process from origination through approval, documentation, and booking, as well as ongoing portfolio management activities.
• Develops an understanding of applicable Bank policies, procedures, credit standards, regulatory requirements, risk management practices, products, services, and systems.
• Reviews internal documents (strategic plan, annual report, mission and values), participates in bank-wide employee meetings to learn about the bank’s strategic priorities, upcoming initiatives and financial performance.
• Attends meetings with key senior leaders in various departments to build holistic view of bank’s functions, challenges, and opportunities.
• Takes part in corporate social responsibility activities and events that support the bank’s role in the community.
• Participates in formal training, workshops, coaching, mentoring, and other personal and professional development opportunities designed to strengthen communication, critical thinking, problem‑solving, collaboration, organization, leadership, and other skills essential to becoming a high‑level contributor.
• Seeks and applies feedback, demonstrates initiative and ownership, builds relationships across the Bank, and actively pursues opportunities to expand knowledge and capabilities.
• Works with program manager, and department leaders to establish and monitor individual development goals and demonstrates increasing knowledge, confidence, independence, and proficiency throughout the program.

Education

Bachelor’s Degree

Job description

Central Pacific Bank is seeking a Bank Associate in Honolulu, HI for a one-year rotational program designed to build underwriting, credit analysis, and lending skills while preparing you for future underwriting roles.

You will work with experienced bankers, complete formal training, and participate in credit discussions, portfolio management, and customer service activities, gaining broad exposure to bank policies, risk management and financial analysis.