Bank Teller/Financial Services Representative

SmartBank; East Ridge (TN); On-site; USD 29,000 - 36,000; Full time

Job summary

SmartBank in East Ridge, TN is seeking a customer-focused Teller to greet clients, handle deposits and withdrawals, and process payments. You will balance cash drawers, maintain confidentiality, and direct clients to appropriate staff.

Attention to detail and strong math and communication skills are essential. The role requires a high school diploma, with an Associate degree preferred, and prior banking or sales experience is a plus.

Qualifications

• High school diploma required; an associate degree is preferred.
• Minimum one year of banking experience is preferred.
• Sales experience is preferred.
• Excellent customer service skills are required.

Responsibilities

• Greet and assist clients, directing them to the proper staff.
• Process deposits and withdrawals with accuracy and handle cashier's checks.
• Process loan and utility payments per bank policies.
• Maintain and balance cash drawer; ensure security of negotiable items.
• Handle account maintenance requests and assist with branch procedures.
• Support ATM balancing and general branch operations.

Skills

Customer service

Math skills

Communication skills

Attention to detail

Teamwork

Computer literacy

Education

High school diploma

Associate degree preferred

Tools

Cash handling equipment

Microsoft Windows

Job description

Looking to join a Great Place to Work Employer and become a valued member of our growing team? At SmartBank, we're not just offering a job; we're inviting you to be a part of a culture built on excellence.Major Duties and Responsibilities:Core Values & Culture Commitment:Upholds SmartBank Core Values and Core Purpose.Adheres to and embraces the SmartBank Way by Acting Smart, Looking Smart and Being Smart.Client Experience & Relationship Support:Create a WOW experience by greeting and acknowledging clients warmly and promptly, directing them to proper branch personnel or department.Assist clients in person or on the telephone with questions or concerns, and if needed direct them to the appropriate branch personnel or department.Possess thorough knowledge of all SmartBank products and services.Always maintain client confidentiality.Operational & Transactional Duties:Assist in the opening/closing procedures of the branch to accommodate dual control.Process deposit/withdrawal transactions facilitate sale of cashier’s checks and other inventory items with accuracy following proper Bank policies and procedures.Process payments for SmartBank loans, local utilities, and other services following proper guidelines and procedures.Process client account maintenance requests (i.e., Change of address, stop payments, etc.) in a timely manner.Assist with ATM balancing.Protect SmartBank’s financial interest by controlling and balancing assigned cash drawer and negotiable items received/disbursed. Maintains an acceptable balancing record per established standards.Take responsibility for achieving objectives, and is accountable for his/her results, actions and decisions.Compliance & Risk Management:Adhere to SmartBank’s established polices and complies with all applicable federal, state, and local banking and industry related laws and regulations. This includes and is not limited to, the Bank Secrecy Act, Anti-Money Laundering, and bank security policies and procedures.Complete required paperwork when applicable to report any discrepancies or suspicious activity to the Assistant Financial Center Manager, Financial Center Manager or Security Officer.Perform other duties as assigned.Position Requirements and Qualifications:Education & Experience:High school diploma required. Associates degree preferred. Minimum one year of banking experience preferred. Sales experience preferred.Training Requirements (licenses, programs, or certificates):NoneKnowledge, Skills, and Abilities:Excellent customer service skills.One- year of banking experience preferred.Ability to apply knowledge and sound judgment in decision-making using established guidelines.Cash handling experience.Thorough knowledge of various Teller Drawer equipment (PODs, Recyclers, traditional cash drawer, etc.) preferred.Proficient level of computer competency including Microsoft Windows (Word, Excel, Outlook), typing and ten-key proficient preferred.Strong math skills.Strong written and oral communication skills.Detail oriented and ability to function in a team environment.Demonstrates ability to maintain a positive attitude.High level of integrity.Able to maintain regular and predictable attendance.Willing to accept new ideas and methods and be agreeable to change.Work Conditions:Able to routinely stand, sit, bend and stoop.Occasionally lift or carry loads up to 40 pounds.Ability to stand for long periods of time as needed.Frequently and regularly required movements using wrists, hands, and/or fingers.Average, ordinary, visual acuity necessary to prepare and inspect documents or products and operate machinery.Ability to hear average or normal conversations and receive ordinary information.May be required to travel to various branch locations.Must be available to work the required schedule of the branch office to include Saturdays.May be required to travel to training sessions or meetings.