Backend Engineer – Real‑Time Credit & Risk (Fintech)

EngineersOfAI; Seattle (WA); Hybrid; USD 100,000 - 130,000; Full time

Benefits offered by this job

Up to four weeks of fully remote work per year

Job summary

EngineersOfAI in Seattle is seeking a Software Engineer to join the Credit Limit Engineering team. You will develop critical systems for credit decisioning and manage risk while working on technically challenging problems. The role offers a hybrid work model requiring 3 days in the office.

The ideal candidate should have backend development experience and familiarity with financial systems or fintech applications. This position provides a flexible work environment with opportunities for remote work.

Qualifications

• 2+ years of full-time software engineering experience with a focus on backend development.
• 1+ year of experience in financial systems, payments, or fintech applications.

Responsibilities

• Build and maintain critical financial infrastructure and data pipelines.
• Develop and optimize the underwriting engine for credit decisions.
• Implement customer-facing features for credit limit management.
• Collaborate with multiple teams to deliver scalable solutions.
• Design internal tools for managing credit risk.
• Integrate ML models into real-time decisioning flows.
• Participate in on-call rotation for mission-critical systems.

Skills

Backend development

Financial system experience

React

TypeScript

Job description

EngineersOfAI in Seattle is seeking a Software Engineer to join the Credit Limit Engineering team. You will develop critical systems for credit decisioning and manage risk while working on technically challenging problems. The role offers a hybrid work model requiring 3 days in the office.

The ideal candidate should have backend development experience and familiarity with financial systems or fintech applications. This position provides a flexible work environment with opportunities for remote work.