Backend Engineer, Credit Risk & Real-Time Decisions

Ramp; New York (NY); Presencial; USD 120 000 - 160 000; Tempo integral

Resumo da oferta

Ramp is seeking a backend engineer to join the Credit Engineering team. In this role, you will design and build systems that manage credit lifecycles for businesses, impacting over $100 billion in annual payment volume. Candidates should have 2+ years of experience and proficiency in Python.

You will work closely with non-engineering partners and be responsible for the technical roadmap for underwriting and portfolio optimization. Ideal candidates will enjoy solving complex problems and have a high ownership mentality.

Qualificações

• 2+ years of backend engineering experience.
• Proficiency in Python or a comparable backend language.
• Experience working with distributed systems and async frameworks.

Responsabilidades

• Own the technical roadmap for underwriting and limit management.
• Build robust systems and automate complex operational tasks.
• Design real-time decisioning systems for the credit lifecycle.

Conhecimentos

Backend engineering

Python

Distributed systems

Auditability and observability

Defensive programming

Ferramentas

ML platforms

Feature stores

Rule engines

Descrição da oferta de emprego

Ramp is seeking a backend engineer to join the Credit Engineering team. In this role, you will design and build systems that manage credit lifecycles for businesses, impacting over $100 billion in annual payment volume. Candidates should have 2+ years of experience and proficiency in Python.

You will work closely with non-engineering partners and be responsible for the technical roadmap for underwriting and portfolio optimization. Ideal candidates will enjoy solving complex problems and have a high ownership mentality.