Backend Engineer — FinTech Credit Risk & Real-Time Systems

EngineersOfAI; New York (NY); Hybrid; USD 90,000 - 120,000; Full time

Benefits offered by this job

Flexible remote work options

Up to four weeks of fully remote work per year

Job summary

EngineersOfAI is looking for a Software Engineer to join our New York team. In this role, you will develop critical systems for credit decisioning and risk management, tackling high-impact technical problems while collaborating with cross-functional teams.

You will build solutions that manage billions in credit exposure, ensuring high reliability and performance. This position is hybrid, requiring a minimum of 3 days a week in the office with flexible remote work options.

Qualifications

• 2+ years of full‑time software engineering experience with a focus on backend development.
• 1+ year of experience in financial systems, payments, or a fintech application.

Responsibilities

• Build and maintain critical financial infrastructure.
• Develop and optimize the underwriting engine for credit decisions.
• Implement customer‑facing features in React/TypeScript dashboard.
• Collaborate with teams to translate business requirements to technical solutions.
• Design and build internal tooling for Operations and Portfolio Management.
• Work with ML models in production.

Skills

Backend development

Financial systems

Payments

Experience with ML models

Tools

React

TypeScript

Job description

EngineersOfAI is looking for a Software Engineer to join our New York team. In this role, you will develop critical systems for credit decisioning and risk management, tackling high-impact technical problems while collaborating with cross-functional teams.

You will build solutions that manage billions in credit exposure, ensuring high reliability and performance. This position is hybrid, requiring a minimum of 3 days a week in the office with flexible remote work options.