Backend Engineer, Credit Card Platform | Remote

Apply; Northern (KY); Hybrid; USD 120,000 - 160,000; Full time

Benefits offered by this job

Stock options

Health benefits from Day 1

401(k) plan with company match

Remote-friendly (US)

Job summary

OnePay is seeking a Backend Engineer for the Credit Card team to shape the infrastructure behind our co-branded credit card product. You will design and build backend services, architect APIs, and ensure security and compliance.

Work with risk, compliance, and platform teams while owning reliability for real-time transactions. This role offers remote-friendly, US-wide opportunities and growth in a fast-moving fintech environment.

Qualifications

• 3+ years of professional backend or distributed systems development.
• Experience building and operating production-grade APIs and microservices in fintech/payments/banking or similar regulated environments.
• Proficiency with Node.js and TypeScript or similar backend frameworks (NestJS, Go, or Java).
• Familiarity with cloud-native architecture (Kubernetes, AWS) and event-driven/microservice systems.
• Strong understanding of data security and PCI compliance standards protecting financial data.
• Strong communication and collaboration skills with cross-functional teams.
• Self-driven, proactive builder and executor.

Responsibilities

• Design and build backend services powering the co-branded credit card product and its integrations.
• Architect APIs and event-driven systems for secure data at scale.
• Partner with risk, compliance, and platform teams to meet regulatory and security requirements.
• Own reliability and performance for systems processing real-time credit transactions.
• Drive technical decisions balancing scalability, security, and speed of delivery.
• Mentor engineers and raise code quality, testing, and operational practices.

Skills

Backend development

API design

Distributed systems

Node.js

TypeScript

NestJS

Kubernetes

AWS

PCI compliance

Communication

Tools

NestJS

Kubernetes

AWS

React Native

Job description

OnePay is seeking a Backend Engineer for the Credit Card team to shape the infrastructure behind our co-branded credit card product. You will design and build backend services, architect APIs, and ensure security and compliance.

Work with risk, compliance, and platform teams while owning reliability for real-time transactions. This role offers remote-friendly, US-wide opportunities and growth in a fast-moving fintech environment.