AVP, Credit Officer-WCF

Wintrust Financial Corporation; Frisco (TX); On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

Medical Insurance

Dental

Vision

Life Insurance

401(k) with company match

Tuition Reimbursement

Job summary

Wintrust Commercial Finance is seeking an AVP-Credit Officer to join its underwriting and portfolio management team nationwide. You will underwrite transactions, analyze finance, credit, legal, and business aspects of prospective customers, and interact with clients and capital market partners.

This role offers exposure to diverse industries across the United States, with a competitive salary range ($85,000–$110,000) and bonus eligibility, plus a comprehensive benefits package.

Qualifications

• Underwrite transactions and analyze finance, credit, legal, and business aspects.
• Interact with customers and capital market partners.
• Conduct industry, business, and collateral research.

Responsibilities

• Underwrite transactions and analyze finance, credit, legal, and business aspects.
• Interact with customers and capital market partners to facilitate underwriting.
• Conduct industry, business, and collateral research.
• Prepare investment write-ups and periodic reviews with recommendations.
• Coordinate documentation, lien perfection, and closing activities.
• Spread financial statements into WCF’s standard format.
• Work with Legal and Operations to fund, report, and service transactions.
• Perform annual reviews of obligors and assist in semiannual packages.
• Adhere to established WCF policies and procedures.

Skills

Underwriting

Portfolio management

Financial analysis

Job description

Wintrust Asset Finance is an equipment-focused financing group that offers sophisticated loan and lease products to commercial companies throughout the country in a wide range of industries, including transportation, construction, manufacturing, energy services, aviation, and turn-key property, plant, and equipment, among others. Wintrust Asset Finance is an affiliate of Wintrust, a financial services company with more than $66 billion in assets. Wintrust Commercial Finance (WCF), an affiliate of Wintrust Financial Corporation, is looking for AVP-Credit Officer candidate. This position will have active involvement in the growth of a commercial finance business. WCF provides highly sophisticated finance and lease products to commercial enterprises throughout the United States in a wide range of industries. Wintrust Financial Corporation is a financial services holding company based in Rosemont, Illinois, with assets above $70 billion. Wintrust Financial Corporation is publicly traded under the symbol WTFC.

Why join us?

An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 8 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and discretionary or incentive bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours With 175+ community bank locations, we offer opportunities to grow and develop in your career Promote from within culture.

Why join this team?

We have a culture that encourages an entrepreneurial spirit We offer multiple opportunities for development and upward mobility.

What You’ll Do:

The candidate will be assigned to the Credit department with a focus on underwriting and portfolio management.

Underwrite transactions and perform an analysis of all finance, credit, legal, and business aspects of prospective customers.

Interact with customers and/or capital market partners to facilitate effective underwriting of a transaction.

Conduct industry, business, and collateral research.

Prepare thorough investment write-ups and periodic reviews with recommendations that exhibit thoughtful and well-reasoned decisions.

Coordinate all documentation, lien perfection, and closing activities associated with approved transactions while exhibiting a strong understanding of potential risks and acceptable mitigants.

Spread financial statements into WCF’s standard format for further analysis.

Work with Legal and Operations to facilitate effective transaction funding, reporting, and customer service.

Perform annual reviews of existing obligors and assist in the preparation of semiannual review packages.

Adhere to established WCF policies and procedures.

Knowledge/Skills/Background:

Resolves non-routine problems with specialized knowledge.

Applies comprehensive concepts within field.

Demonstrates considerable judgment in selecting methods.

Individual Contributor Benefits:

• Medical Insurance
• Dental
• Vision
• Life insurance
• Accidental death and dismemberment
• Short-term and long-term Disability Insurance
• Parental Leave
• Employee Assistance Program (EAP)
• Traditional and Roth 401(k) with company match
• Flexible Spending Account (FSA)
• Employee Stock Purchase Plan at 5% discount
• Critical Illness Insurance
• Accident Insurance
• Transportation and Commuting Benefits
• Banking Benefits
• Pet Insurance

Compensation:

The estimated annual salary range for this role is $85,000 to $110,000 along with eligibility to earn an annual bonus.

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life.

To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success.

Wintrust may collect personal information from you in connection with the application process.

Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.

Wintrust provides community and commercial banking, specialty finance and wealth management services, delivering the sophisticated solutions of a large bank through a relationship-focused approach built from our community banking roots.