Commercial Banker II/ Relationship Manager

Wintrust Financial Corporation; Rosemont (IL); On-site; USD 98,000 - 132,000; Full time

Benefits offered by this job

Medical Insurance

Dental

Vision

Life insurance

Disability Insurance

Parental Leave

Employee Assistance Program (EAP)

401(k) with company match

Flexible Spending Account (FSA)

Employee Stock Purchase Plan (ESPP)

Critical Illness Insurance

Accident Insurance

Transportation and Commuting Benefits

Banking Benefits

Pet Insurance

Job summary

Wintrust Financial Corporation is seeking an experienced Commercial Lender to cultivate new business relationships and manage existing client needs across our local market. The role focuses on C&I lending, with an emphasis on structuring loans and cross-selling products to maximize profitability.

You will work with a collaborative team to assess credit risk, maintain proper documentation, and stay informed about market trends while delivering relationship-focused service to clients.

Qualifications

• Bachelor's degree or higher in business, finance, economics, or accounting.
• Solid understanding of general credit and risk principles, banking policies and procedures.
• 5+ years’ Commercial Lending experience with a focus on C&I.
• Exceptional verbal and written communications skills.
• Strong interpersonal skills with proven client relationship abilities and team collaboration.

Responsibilities

• Increase the Bank’s profitability by cultivating new commercial business relationships.
• Nurture existing client relationships by assessing and meeting client’s business and personal needs.
• Negotiate proper loan structure and cross-sell products.
• Maintain properly documented files and manage renewals and collections on past dues and defaults.
• Stay informed of current commercial products and market trends.
• Build and maintain a professional network of COIs and referral sources.
• Maintain a stable network of prospective customers with a consistent calling approach.

Skills

Commercial lending

C&I lending

Communication skills

Interpersonal skills

Organizational skills

Education

Bachelor's degree in business, finance, economics, or accounting

Job description

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”

Why join us?

An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 12 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and annual discretionary bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours Promote from within culture

What You’ll Do

• Increase the Bank’s profitability by cultivating new commercial business relationships
• Nurture existing client relationships by assessing and meeting client’s business and personal needs
• Negotiate proper loan structure and effectively cross sell products
• Maintain properly documented files and manage renewals and collection efforts on past dues and defaulted loans
• Sustain comprehensive understanding of current commercial products offered in the market and keep informed of all relevant industry trends and practices
• Build and maintain a professional network of COI’s and referral sources to facilitate new business development opportunities
• Maintain a stable network of prospective customers with consistent approach to calling

Qualifications

• Bachelor's degree in business, finance, economics, or accounting
• Solid understanding of general credit and risk principles, mitigates, and banking policies/procedures; formal bank credit training is preferred
• 5+ years’ Commercial Lending experience with a focus on C&I
• Exceptional verbal and written communications skills
• Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment
• Excellent organizational skills with the ability to proactively manage and prioritize workflow

Benefits

• Medical Insurance
• Dental
• Vision
• Life insurance
• Accidental death and dismemberment
• Short-term and long-term Disability Insurance
• Parental Leave
• Employee Assistance Program (EAP)
• Traditional and Roth 401(k) with company match
• Flexible Spending Account (FSA)
• Employee Stock Purchase Plan at 5% discount
• Critical Illness Insurance
• Accident Insurance
• Transportation and Commuting Benefits
• Banking Benefits
• Pet Insurance

Compensation

The estimated annual salary range for this role is $98,000-$132,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills, and experience.

From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success.

Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.

Wintrust provides community and commercial banking, specialty finance and wealth management services, delivering the sophisticated solutions of a large bank through a relationship-focused approach built from our community banking roots.

Wintrust may collect personal information from you in connection with the application process. Wintrust complies with the California Consumer Privacy Act of 2018, and its policy may be found here Click here for Equal Opportunities.