Authentication Fraud Strategy Analyst

Jobtailor; Minnesota; On-site; USD 120,000 - 180,000; Full time

Job summary

Jobtailor is seeking a senior fraud analytics lead to analyze, develop, and optimize enterprise authentication fraud strategies in a dynamic environment. You will analyze authentication performance, fraud outcomes, customer journeys, and control effectiveness, driving root-cause analyses and reporting to executive stakeholders.

You will partner with Fraud Strategy, Digital, Operations, Technology, Risk, and Product teams, collaborating with model governance, and evaluating third-party vendors

Qualifications

• Bachelor’s degree, or equivalent work experience.
• Typically more than eight years of applicable experience.
• Comprehensive knowledge of departmental data sources and fraud risk and operations management.
• Strong analytical skills evaluating fraud prevention infrastructure and forecasting fraud loss trends.
• Strong project management skills.
• Effective verbal and written communication skills.
• Proficient computer navigation using Microsoft Office applications and data analysis software.
• Must be able to comply with U.S. Bank policies, Code of Ethics and Business Conduct, and workplace conduct and safety policies.
• Position is not eligible for current or future visa sponsorship.

Responsibilities

• Analyze, develop, and optimize enterprise authentication fraud strategies.
• Analyze authentication performance, fraud outcomes, customer journeys, and control effectiveness.
• Conduct root-cause analyses of authentication failures, account takeover events, fraud losses, customer friction, and emerging fraud threats.
• Develop and maintain analytical frameworks, performance metrics, and monitoring capabilities.
• Partner with Fraud Strategy, Digital, Operations, Technology, Risk, and Product teams on authentication initiatives.
• Collaborate with model development, ownership, governance, and validation teams.
• Evaluate third-party vendors, authentication solutions, fraud tools, and identity verification capabilities.
• Identify and prioritize opportunities to improve fraud detection, authentication accuracy, customer friction, and operational performance.
• Translate analytical findings into executive-ready recommendations.
• Monitor emerging fraud trends, authentication risks, industry developments, and customer behaviors.
• Ensure compliance with governance, privacy, model risk management, regulatory requirements, and data quality standards.
• Lead cross-functional initiatives as a subject matter expert and trusted advisor.

Skills

Fraud Risk Management

Data Analysis

Project Management

Analytical Framework Development

Compliance with Regulatory

Education

Bachelor’s degree, or equivalent work experience

Tools

Microsoft Office Applications

Data Analysis Software

Fraud Tools

Identity Verification Solutions

Job description

Analyze, develop, and optimize enterprise authentication fraud strategies
Analyze authentication performance, fraud outcomes, customer journeys, and control effectiveness
Conduct root-cause analyses of authentication failures, account takeover events, fraud losses, customer friction, and emerging fraud threats
Develop and maintain analytical frameworks, performance metrics, and monitoring capabilities
Partner with Fraud Strategy, Digital, Operations, Technology, Risk, and Product teams on authentication initiatives
Collaborate with model development, ownership, governance, and validation teams
Evaluate third-party vendors, authentication solutions, fraud tools, and identity verification capabilities
Identify and prioritize opportunities to improve fraud detection, authentication accuracy, customer friction, and operational performance
Translate analytical findings into executive-ready recommendations
Monitor emerging fraud trends, authentication risks, industry developments, and customer behaviors
Ensure compliance with governance, privacy, model risk management, regulatory requirements, and data quality standards
Lead cross-functional initiatives as a subject matter expert and trusted advisor

Requirements

• Bachelor’s degree, or equivalent work experience
• Typically more than eight years of applicable experience
• Comprehensive knowledge of departmental data sources and fraud risk and operations management
• Strong analytical skills evaluating fraud prevention infrastructure and forecasting fraud loss trends
• Strong project management skills
• Effective verbal and written communication skills
• Proficient computer navigation using Microsoft Office applications and data analysis software
• Must be able to comply with U.S. Bank policies, Code of Ethics and Business Conduct, and workplace conduct and safety policies
• Position is not eligible for current or future visa sponsorship

Core Competencies

Demonstrates expertise in analyzing and optimizing enterprise authentication fraud strategies, with a strong focus on performance metrics, fraud detection, and compliance with regulatory requirements. Proven ability to translate analytical findings into actionable recommendations while leading cross-functional initiatives.

Highest-signal resume keywords

• Fraud Risk Management
• Data Analysis
• Project Management
• Analytical Framework Development
• Compliance with Regulatory Requirements

ATS Optimization Keywords

Hard Skills

• Fraud Prevention Infrastructure
• Authentication Performance Analysis
• Root-Cause Analysis
• Performance Metrics Development
• Fraud Detection Improvement

Soft Skills

• Effective Communication
• Collaboration
• Analytical Skills

Industry Keywords

• Authentication Strategies
• Customer Journey Analysis
• Emerging Fraud Trends
• Operational Performance
• Governance and Privacy Compliance

Tools & Technologies

• Microsoft Office Applications
• Data Analysis Software
• Fraud Tools
• Identity Verification Solutions