Associate Underwriter & Portfolio Manager — Growth Driver

Capital One National Association; McLean (VA); On-site; USD 165,000 - 188,000; Full time

Job summary

Capital One is seeking an Associate, Underwriting & Portfolio Management in McLean, Virginia to join the Underwriting and Portfolio Management organization. You will advance beyond fundamentals of credit risk management and perform most responsibilities with minimal oversight, identifying risks and elevating trends on deals and across the portfolio.

Responsibilities include due diligence, financial analysis, modeling inputs, deal structuring, and preparing credit approval documents.

Qualifications

• Bachelor’s Degree or Military Experience required.
• At least 4 years of experience in credit underwriting, portfolio management or asset management.
• Strong financial analysis and modeling skills.

Responsibilities

• Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls
• Perform thorough financial analysis and identify disparities, risks, and creative ways to mitigate risk
• Prepare financial modeling inputs with little guidance; understand model mechanics and consider overrides or exceptions
• Analyze appropriate structuring options considering collateral and borrower valuation
• Write and prepare credit approval documents; provide meaningful contribution to internal meetings, including deal review and pipeline meetings
• Coordinate and complete closing process requirements
• Begin to shadow more senior underwriters on reviewing and negotiating legal documentation
• Communicate with all external constituents; exhibit a sense of urgency toward meeting client requests
• Prepare term sheets, commitment letters and fee letters with guidance; basic understanding of credit documents
• Prepare pricing model for complex deal structures and begin to understand drivers for pricing model outputs

Skills

Credit underwriting

Portfolio management

Asset management

Financial analysis

Financial modeling

Education

Bachelor’s Degree

Military Experience

Job description

Capital One is seeking an Associate, Underwriting & Portfolio Management in McLean, Virginia to join the Underwriting and Portfolio Management organization. You will advance beyond fundamentals of credit risk management and perform most responsibilities with minimal oversight, identifying risks and elevating trends on deals and across the portfolio.

Responsibilities include due diligence, financial analysis, modeling inputs, deal structuring, and preparing credit approval documents.