Associate Director, Retail & Consumer Credit Analysis

Fitch Group, Inc., Fitch Ratings, Inc., Fitch Solutions Group; New York (NY); On-site; USD 115,000 - 135,000; Full time

Job summary

Fitch Group in New York seeks a senior analyst to cover Retail & Consumer within the North American Corporates Group. You will lead credit analysis, build and maintain financial models, and present findings to rating committees, engaging with management teams and external audiences.

The role requires 4+ years in credit analysis, strong Excel/Word skills, and the ability to manage multiple priorities in a collaborative, global environment.

Qualifications

• Bachelor's degree at minimum, MBA or other advanced degree a plus.
• CFA/CPA preferred.
• 4+ years relevant experience, which must include some coverage or knowledge of the Retail & Consumer sectors.
• Capital markets and/or credit analysis experience a plus.
• Expertise in Excel and Word.
• Strong analytical, quantitative, and organizational skills.
• Excellent written and verbal communication skills.
• Ability to shift fluidly between multiple projects as priorities change.
• Ability to excel in a team oriented environment.

Responsibilities

• Perform analysis of key quantitative and qualitative factors influencing the credit quality of companies in the Retail & Consumer sectors.
• Develop and maintain comprehensive financial models.
• Conduct meetings with Retail & Consumer industry management teams.
• Present analysis of companies to internal credit rating committees.
• Involvement in communicating rating rationale to external audiences (primarily institutional investors, sell‑side analysts and media) in meetings, conference calls, press releases and written research reports.
• Write timely and effective research on topical issues
• Participate in the evaluation of other credits within Corporates, as well as other related credit groups.
• Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies etc.
• Mentor junior members of the Retail & Consumer sector.
• The role may include managerial responsibilities.

Skills

Excel

Word

Education

Bachelor's degree

MBA or other advanced degree

CFA/CPA preferred

Job description

Fitch Group in New York seeks a senior analyst to cover Retail & Consumer within the North American Corporates Group. You will lead credit analysis, build and maintain financial models, and present findings to rating committees, engaging with management teams and external audiences.

The role requires 4+ years in credit analysis, strong Excel/Word skills, and the ability to manage multiple priorities in a collaborative, global environment.