Associate Director, Liquidity and Analytics

Scotiabank; New York (NY); On-site; USD 180,000 - 240,000; Full time

Job summary

Scotiabank is seeking an Associate Director, Liquidity and Analytics in the US to lead liquidity risk analytics, forecasting, and governance for GBM and Business Banking. You will drive ILST methodology, stress testing, and funding strategy while coordinating with Treasury, Finance, and Regulators to ensure risk alignment and resilience.

You will partner with cross-functional teams to assess liquidity exposures, support strategic decision-making, and promote strong controls across the bank.

Qualifications

• Bachelor's degree in Finance, Economics, Accounting, Risk Management, Data Analytics or related field.
• Significant experience in Treasury or liquidity risk management and stress testing.
• Strong knowledge of ILST, liquidity forecasting and governance.

Responsibilities

• Serve as U.S. Treasury subject matter expert for liquidity analytics and risk management.
• Lead liquidity risk analysis and oversight for GBM and Business Banking.
• Support development/enhancement of ILST methodologies.
• Assess liquidity implications of growth, new products and balance sheet changes.
• Monitor regulatory developments affecting liquidity risk.
• Lead initiatives to enhance liquidity analytics, stress testing and risk measurement.
• Partner with stakeholders to align funding strategies and regulatory expectations.
• Lead contingency funding planning for structured finance market disruptions.
• Deliver insights and strategic recommendations on funding resilience and vulnerabilities.
• Represent U.S. Treasury in governance forums and regulatory reviews.

Skills

Liquidity risk analytics

ILST methodologies

Liquidity forecasting

Stress testing

Funding strategy

Regulatory expectations

Data analysis

Communication with senior management

Education

Bachelor's degree in Finance/Economics/Risk management

Tools

Excel

PowerPoint

Job description

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Title: Associate Director, Liquidity and Analytics

Global Banking and Markets
Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank’s strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world.
Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious & metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group.
Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work together to drive ambition for every future!

Purpose

The Associate Director leads liquidity risk analytics, methodology development, and governance activities supporting Global Banking & Markets (GBM) and Business Banking and is responsible for the measurement, oversight, and governance of associated liquidity risks. The role partners closely with Treasury, Business, Finance, and Risk stakeholders to evaluate liquidity exposures, assess funding implications, and support strategic decision‑making. Through robust analytics, liquidity forecasting, stress testing, and scenario assessments, the Associate Director helps ensure alignment with the firm's risk appetite, business objectives, and regulatory requirements. The role also provides effective challenge and governance over liquidity assumptions and methodologies.

What You’ll Do

• Serve as the primary U.S. Treasury subject matter expert for U.S. liquidity analytics and liquidity risk management for MCM, CREF, CMBS, RMBS, WLT, and securitized portfolios.
• Lead liquidity risk analysis and oversight for GBM and Business Banking activities.
• Support the development and enhancement of ILST methodologies, ensuring alignment with business strategy, risk appetite, and regulatory expectations.
• Assess the liquidity implications of business growth strategies, product offerings, and balance sheet changes.
• Monitor emerging business, market, and regulatory developments that may affect liquidity risk.
• Lead strategic initiatives to enhance liquidity analytics, reporting, stress testing, and risk measurement capabilities.
• Partner with Business, Treasury, Finance, Risk, and global counterparts to align funding strategies, regulatory expectations, and liquidity risk management practices.
• Lead contingency funding and resolution planning activities for structured finance market disruptions, including the development of playbooks and management action frameworks.
• Deliver management insights, regulatory support, and strategic recommendations regarding funding resilience, concentration risks, market dislocations, and emerging liquidity vulnerabilities.
• Represent U.S. Treasury in governance forums, regulatory reviews, and strategic initiatives while promoting a strong risk and control environment and developing team capabilities.
• Understand how the Bank's risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Conduct activities in accordance with applicable regulations, internal policies, the Bank's Code of Conduct, and established operational, compliance, sanctions, and conduct risk controls.
• Promote a high-performance and inclusive work environment.

What You’ll Bring

• Bachelor's degree in Finance, Economics, Accounting, Risk Management, Data Analytics, or a related discipline; advanced degree or relevant professional designation is an asset.
• Significant experience in Treasury, liquidity risk management, stress testing, balance sheet management, structured finance, or a related financial services discipline.
• Strong knowledge of ILST, liquidity forecasting, funding risk, contingency funding, resolution planning, and liquidity risk governance.
• Demonstrated ability to evaluate complex portfolios and translate analytics into clear management insights and strategic recommendations.
• Experience engaging senior management, governance forums, regulators, and cross-functional stakeholders.
• Strong written and verbal communication, sound judgment, and the ability to provide effective challenge while building collaborative relationships.
• Strong analytical and data capabilities; proficiency with Microsoft Excel and PowerPoint is expected, with experience in data visualization or analytical tools considered an asset.

At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That’s why we work to grow and diversify talent and engage employees in a performance-oriented culture.

What's in it for you?

Scotiabank wants you to be able to bring your best self to work – and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.