Associate - Liquidity Framework Management, U.S. Treasury

Scotiabank - Global Banking and Markets; New York (NY); On-site; USD 95,000 - 130,000; Full time

Job summary

Scotiabank - Global Banking and Markets in New York seeks a liquidity risk professional to manage, review, and enhance liquidity frameworks. You will analyze data, perform stress tests, and support governance and regulatory reporting across treasury, risk, and finance teams.

You will collaborate with data and technology partners to improve data quality, implement methodology changes, and ensure compliance with governance standards. A finance or risk background is required.

Qualifications

• Bachelor’s degree required in Finance, Economics, Accounting, Risk Management or related field.
• Experience in treasury, liquidity risk, regulatory reporting, or related analytical role.
• Working knowledge of liquidity risk concepts, stress testing, and governance practices.

Responsibilities

• Champions a customer focused culture to deepen client relationships using Bank resources.
• Performs quantitative and qualitative analysis to support liquidity risk methodologies and framework enhancements.
• Maintains inventories of regulatory interpretations, guidance, and methodology decisions.
• Supports development, calibration, documentation and execution of liquidity stress testing methodologies and management buffers.
• Prepares governance materials, methodology documentation, and senior-management updates.
• Conducts trend analysis and monitoring of liquidity metrics and early warning indicators.
• Partners with Treasury, Risk, Finance, data, and technology teams to assess framework impacts from changes.
• Supports control execution, issue identification, remediation planning, and closure validation.
• Contributes to regulatory examinations, internal audits, and model governance activities with clear documentation.
• Coordinates with business and technology to resolve data quality and reporting issues.
• Performs impact assessments for new regulatory guidance and balance-sheet initiatives.
• Supports periodic methodology reviews and improves processes and reporting efficiency.
• Ensures alignment with Scotiabank’s risk appetite and conduct standards.

Skills

Liquidity risk concepts

Regulatory reporting

Financial analysis

Data analysis

Communication

Cross-functional collaboration

Education

Bachelor’s degree in Finance/Economics/Accounting/Risk Management

Tools

Excel

PowerPoint

Data visualization tools

Job description

Global Banking and Markets

Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank’s strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world.

Global Banking and Markets

Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank’s strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world.

Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious & metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group.

Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work together to drive ambition for every future!

Purpose

Contributes to the overall success of U.S. Treasury Liquidity & Analytics by supporting the management, execution, and ongoing enhancement of liquidity risk frameworks. Performs analytical reviews, regulatory interpretation assessments, methodology maintenance, monitoring, and governance activities in support of the team’s business strategies and objectives. Ensures all activities conducted is in compliance with governing regulations, internal policies and procedures.

What You'll Do

• Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
• Performs quantitative and qualitative analysis to support liquidity risk methodologies, framework enhancements, and management decision-making.
• Maintains inventories of FR 2052a interpretations, regulatory guidance, methodology decisions, and supporting rationale.
• Supports the development, calibration, documentation, and execution of liquidity stress testing methodologies, assumptions, and management buffers.
• Prepares governance materials, methodology documentation, committee presentations, and senior-management updates.
• Conducts trend analysis and ongoing monitoring of liquidity metrics, early warning indicators, limits, thresholds, and emerging risk drivers.
• Partners with Treasury, Risk, Finance, business, data, and technology stakeholders to assess liquidity framework impacts arising from regulatory, market, product, or business changes.
• Supports control execution, issue identification, root-cause assessment, remediation planning, and closure validation.
• Contributes to regulatory examinations, internal audit reviews, model governance activities, and information requests by preparing clear, accurate, and traceable supporting documentation.
• Coordinates with business and technology partners to investigate and resolve data quality, reporting, and process issues.
• Performs impact assessments for new or revised regulatory guidance, methodology changes, product developments, and balance-sheet initiatives.
• Supports periodic methodology reviews and identifies opportunities to improve analytical processes, controls, documentation standards, and reporting efficiency.
• Understands how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Actively pursues effective and efficient operations of the respective area in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.
• Champions a high performance environment and contributes to an inclusive work environment.

What You'll Bring

• Bachelor’s degree in Finance, Economics, Accounting, Risk Management, Data Analytics, or a related discipline.
• Experience in Treasury, liquidity risk, regulatory reporting, financial risk management, banking, or a related analytical role.
• Working knowledge of liquidity risk concepts, stress testing, regulatory reporting, and governance practices; familiarity with FR 2052a is preferred.
• Demonstrated ability to analyze financial data, identify trends and anomalies, and translate findings into clear business conclusions.
• Strong written and verbal communication skills, with high attention to detail, documentation quality, and data traceability.
• Ability to manage multiple priorities, exercise sound judgment, and work effectively across business, risk, data, and technology teams.
• Proficiency in Microsoft Excel and PowerPoint; experience with data visualization, query, or analytical tools is an asset.

At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That’s why we work to grow and diversify talent and engage employees in a performance-oriented culture.

What's in it for you?

Scotiabank wants you to be able to bring your best self to work – and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.

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