Associate - Liquidity Framework Management, U.S. Treasury

Scotiabank; New York (NY); On-site; USD 110,000 - 150,000; Full time

Job summary

Scotiabank is seeking an Associate for Liquidity Framework Management in U.S. Treasury to support the liquidity risk framework, conduct quantitative and qualitative analyses, and collaborate with Treasury, Risk, and Finance teams across the U.S.

This role focuses on governance, testing, and reporting to strengthen liquidity risk management and regulatory compliance. The position requires a strong foundation in finance or related fields, proficiency in Excel and PowerPoint, and the ability to

Qualifications

• Bachelor’s degree in Finance, Economics, Accounting, Risk Management, Data Analytics required.
• Experience in Treasury, liquidity risk, regulatory reporting, financial risk management or related analytical role.
• Working knowledge of liquidity risk concepts, stress testing, regulatory reporting and governance practices; FR 2052a familiarity preferred.
• Ability to analyze financial data, identify trends and translate findings into business conclusions.
• Strong written and verbal communication with high attention to detail and data traceability.

Responsibilities

• Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships.
• Perform quantitative and qualitative analysis to support liquidity risk methodologies and framework enhancements.
• Maintain inventories of FR 2052a interpretations, regulatory guidance and governance decisions.
• Support development and calibration of liquidity stress testing methodologies and management buffers.
• Prepare governance materials, methodology documentation, committee presentations, and senior-management updates.
• Conduct trend analysis and ongoing monitoring of liquidity metrics, indicators, limits, and risk drivers.
• Collaborate with Treasury, Risk, Finance, data and technology teams to assess framework impacts from regulatory or market changes.
• Support control execution, issue identification, root-cause assessment, remediation planning and closure validation.
• Contribute to regulatory examinations and internal audits with clear supporting documentation.
• Coordinate with business and technology partners to investigate data quality and reporting issues.
• Perform impact assessments for regulatory guidance, methodology changes and balance-sheet initiatives.
• Support periodic methodology reviews and identify opportunities to improve processes and reporting efficiency.

Skills

Analytical thinking

Communication skills

Excel

PowerPoint

Data visualization

Education

Bachelor’s degree in Finance, Economics, Accounting, Risk Management, Data Analytics

Tools

Excel

PowerPoint

Job description

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Title: Associate - Liquidity Framework Management, U.S. Treasury

Global Banking and Markets
Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank’s strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world.
Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious & metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group.
Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work together to drive ambition for every future!

Purpose

Contributes to the overall success of U.S. Treasury Liquidity & Analytics by supporting the management, execution, and ongoing enhancement of liquidity risk frameworks. Performs analytical reviews, regulatory interpretation assessments, methodology maintenance, monitoring, and governance activities in support of the team’s business strategies and objectives. Ensures all activities conducted are in compliance with governing regulations, internal policies and procedures.

What You'll Do

• Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
• Performs quantitative and qualitative analysis to support liquidity risk methodologies, framework enhancements, and management decision-making.
• Maintains inventories of FR 2052a interpretations, regulatory guidance, methodology decisions, and supporting rationale.
• Supports the development, calibration, documentation, and execution of liquidity stress testing methodologies, assumptions, and management buffers.
• Prepares governance materials, methodology documentation, committee presentations, and senior-management updates.
• Conducts trend analysis and ongoing monitoring of liquidity metrics, early warning indicators, limits, thresholds, and emerging risk drivers.
• Partners with Treasury, Risk, Finance, business, data, and technology stakeholders to assess liquidity framework impacts arising from regulatory, market, product, or business changes.
• Supports control execution, issue identification, root-cause assessment, remediation planning, and closure validation.
• Contributes to regulatory examinations, internal audit reviews, model governance activities, and information requests by preparing clear, accurate, and traceable supporting documentation.
• Coordinates with business and technology partners to investigate and resolve data quality, reporting, and process issues.
• Performs impact assessments for new or revised regulatory guidance, methodology changes, product developments, and balance-sheet initiatives.
• Supports periodic methodology reviews and identifies opportunities to improve analytical processes, controls, documentation standards, and reporting efficiency.
• Understands how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Actively pursues effective and efficient operations of the respective area in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.
• Champions a high performance environment and contributes to an inclusive work environment.

What You'll Bring

• Bachelor’s degree in Finance, Economics, Accounting, Risk Management, Data Analytics, or a related discipline.
• Experience in Treasury, liquidity risk, regulatory reporting, financial risk management, banking, or a related analytical role.
• Working knowledge of liquidity risk concepts, stress testing, regulatory reporting, and governance practices; familiarity with FR 2052a is preferred.
• Demonstrated ability to analyze financial data, identify trends and anomalies, and translate findings into clear business conclusions.
• Strong written and verbal communication skills, with high attention to detail, documentation quality, and data traceability.
• Ability to manage multiple priorities, exercise sound judgment, and work effectively across business, risk, data, and technology teams.
• Proficiency in Microsoft Excel and PowerPoint; experience with data visualization, query, or analytical tools is an asset.

At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That’s why we work to grow and diversify talent and engage employees in a performance-oriented culture.

What's in it for you?

Scotiabank wants you to be able to bring your best self to work – and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.