Associate Banker-Food & Agribusiness- Associate

Testing Site - JPMC; Irvine (CA); On-site; USD 65,000 - 95,000; Full time

Job summary

JPMorgan Chase & Co. invites applications for an Associate Banker in the Food & Agribusiness Banking team.

You will support growth and retention of client relationships across a broad spectrum of food and agricultural sectors, including sourcing, manufacturing, processing, and distribution. You will work with senior bankers to deliver credit, treasury services, international banking, syndicated finance, and commercial card solutions, gaining hands-on experience across client coverage,

Qualifications

• Strong financial analysis and credit underwrit­ing skills with ability to spread financials and assess cash flow.
• Understanding of commercial banking products and services including credit and treasury solutions.
• Ability to collaborate with internal partners and cross-functional teams.
• Excellent organizational skills to manage multiple priorities and deadlines.
• Strong interpersonal and communication skills to build relationships with senior partners.
• Proficiency in Excel, PowerPoint, and financial modeling tools.

Responsibilities

• Support senior bankers in managing and growing client relationships within the Food & Agribusiness sector.
• Conduct financial analysis, spread financials, and prepare credit memos to support underwriting and deal execution.
• Assist in client presentations, pitches, and proposals showcasing firm capabilities and solutions.
• Participate in client meetings, calls, and site visits; build rapport with a customer-centric mindset.
• Stay informed on industry trends in Food & Agribusiness to identify opportunities for innovation.
• Coordinate with internal partners across lines of business including Investment Banking and Treasury Services.
• Support the execution of credit transactions, including loan structuring and review.
• Manage pipeline tracking, client data, and reporting for accuracy.
• Embrace automation to improve efficiency in client coverage and workflows.

Skills

Financial analysis

Credit underwriting

Client relationship management

Financial modeling

Excel proficiency

Communication

Education

Bachelor's degree in Finance, Economics, or Business

Formal credit training

Tools

Excel

PowerPoint

Financial modeling tools

Job description

Are you analytical, eager to learn, and excited about building a career in commercial banking? A role as an Associate Banker is for you.

As an Associate Banker within the Food & Agribusiness Banking team, you will support the growth and retention of profitable client relationships within the Food & Agribusiness sector. The team covers companies across a broad spectrum of food and agricultural sectors including sourcing, manufacturing, processing, and distribution.

In this role, you will work closely with senior bankers to deliver credit, treasury services, international banking, syndicated finance, commercial card, and Chase Paymentech solutions to our clients. You will gain hands-on experience across the full lifecycle of client coverage, credit underwriting, and deal execution while developing deep industry expertise. The Food & Agribusiness team is part of JPMorgan's Commercial Bank in its Middle Market Banking & Specialized Industries (MMBSI) group

Job Responsibilities

• Support senior bankers in managing and growing client relationships within the Food & Agribusiness sector, including wholesale distribution, brands and suppliers, and co-manufacturing
• Conduct financial analysis, spread financials, and prepare credit memos to support underwriting and deal execution
• Assist in the preparation of client presentations, pitch materials, and proposals that showcase the firm's capabilities and solutions
• Participate in client meetings, calls, and site visits; build rapport and contribute to a customer-centric mindset
• Stay informed on industry trends within Food & Agribusiness to identify opportunities for innovation, strategic partnerships, and client solutions
• Coordinate with internal partners across lines of business including Investment Banking, Syndicated Finance, Asset Based Lending, Direct Lending, Treasury Services, and Risk Management
• Support the execution of credit transactions, including loan structuring, documentation review, and compliance with internal credit policies and procedures
• Manage pipeline tracking, client data, and reporting to ensure accuracy and timeliness
• Embrace innovation and automation to improve efficiency and leverage new technologies in support of client coverage and internal workflows

Required Qualifications, Capabilities, and Skills

• Strong financial analysis skills, including proficiency in spreading financials, building credit models, and assessing cash flow and leverage metrics
• Understanding of commercial banking products and services, including credit, treasury, and payment solutions
• Ability to collaborate effectively with internal partners, resources, and cross-functional teams
• Excellent organizational skills and the ability to manage multiple priorities, work under pressure, and meet tight deadlines
• Strong interpersonal and communication skills, with the ability to establish credibility and build relationships with senior business partners and clients
• Proficiency in Excel, PowerPoint, and financial modeling tools

Preferred Qualifications, Capabilities, and Skills

• 2 + years of experience in credit analysis, commercial banking, corporate banking, or related financial services; direct lending or credit support experience preferred
• Bachelor's degree in Finance, Economics, Business, or related field; formal credit training preferred
• Experience or interest in the Food & Agribusiness sector, including wholesale distribution, brands and suppliers, sourcing, manufacturing, processing, and co-manufacturing
• Demonstrated business development skills and proficiency in building and maintaining positive client relationships
• Strong creative problem-solving abilities, flexibility to adapt to changing business priorities, and ability to multitask
• Excellent business judgment, strategic thinking, self-directed work style, and proactive mindset
• Familiarity with syndicated finance, asset-based lending, or investment banking products and processes

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

This role is not eligible for employer sponsored immigration support of any kind