Asset Based Lending Summer Intern 2026 at Citizens

Wayne State University; Northern (KY); Hybrid; USD 62,000 - 68,000; Full time

Benefits offered by this job

Medical, dental and vision coverage

Retirement benefits

Flexible work arrangements

Education reimbursement

Wellness programs

Job summary

Citizens Bank is seeking a summer intern to join a commercial client coverage deal team. The intern will assist PMs, CAs, and RMs in underwriting, monitoring, and business development activities, gaining hands-on experience in loan processes.

Responsibilities include financial modeling, industry analysis, client presentations, and participation in meetings. U.S. residency is required; pay is $30 per hour and a comprehensive benefits package is offered.

Qualifications

• Current students enrolled in an undergraduate program or graduate program graduating 2026–2027.
• Minimum GPA of 3.2; preferred GPA 3.5; include GPA on resume.
• Finance, Accounting or Economics background preferred; all majors considered.
• Strong MS Office proficiency required.

Responsibilities

• Support PMs, CAs and RMs in underwriting, monitoring and business development.
• Monitor client reporting: financial statements, covenants and collateral.
• Assist in credit analysis, deal memos, loan closings and annual reviews; build models.
• Prepare industry analyses and summaries; communicate questions and observations.
• Develop client prospect lists and help with client presentations.
• Participate in team meetings, capital markets calls and credit approvals.
• Attend client meetings or conference calls and complete special projects.

Skills

MS Office proficiency

Analytical skills

Education

Undergraduate/Graduate student status

Job description

Job Responsibilities

The summer intern will work as part of a commercial client coverage deal team. The position will support Portfolio Managers (PM), Credit Analysts (CA), and Relationship Managers (RMs) in new loan transaction underwriting, loan monitoring, and business development activities.

Monitor for the receipt and accuracy of client reporting including financial statements, covenant compliance certificates, and collateral requirements.

Assist in credit analysis, preparation of deal screening memos, new credit approval requests, loan closings, and annual reviews of existing client relationships. This includes learning / preparing financial models, written financial analysis, conducting industry research, and preparing written summaries of industry issues, risks, opportunities, and the competitive environment, communicating questions or observations, and utilizing internal risk and return models and loan systems.

Performs market analysis and assist in the development of commercial client prospect lists as needed. Works with the Relationship Managers to assist in preparation of client presentations.

Participate in Team Meetings, Capital Markets calls and broader Commercial Banking calls.

Participate in deal screen presentations and credit approval meetings.

Participate in client meetings or conference calls.

Network within the commercial bank and ask questions about specific roles.

Complete other tasks and special projects as required.

Qualifications

Successfully complete a video interview assessment within 4 days of receiving the link. If not completed within the timeframe, your application will be automatically withdrawn from consideration.

Current students enrolled in an undergraduate bachelor’s program, graduating between Winter 2026 – Spring 2027 OR current students enrolled in a graduate program, graduating between Winter 2026 – Spring 2027

Minimum GPA of 3.2; Preferred cumulative GPA of 3.5.

Please include your cumulative GPA on your resume.

Relevant work experience, leadership experience or coursework in Finance, Accounting or Economics is preferred but all majors will be considered.

Strong analytical skills and software skills: MS Office (Word, Excel, PowerPoint) proficiency is required.

Candidates must currently be a U.S. Resident to be eligible for this program.

Please note that U.S. Immigration sponsorship or work visa is not available for intern / full time Analyst positions and candidates must have permanent authorization to work in the U.S

Pay Transparency

The position offers $30/per hour.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.